421 2nd St, Youngstown, NY 14174 Property Records

Niagara County and Porter Town property record for 421 2nd St, Youngstown, NY 14174

Property Summary

Property TypeBank, Financial Building
Details2,450 sqft · built 1982
Lot Size0.875 acres (38,113 sqft)
OwnerCompany Name on File
Last Sale$320,000 (May 2012)
Tax Bill$10,432 (2026)
Flood ZoneZone X (minimal risk)
APN293401 45.18-3-29

Property Details

APN / Parcel Number

Primary APN293401 45.18-3-29
Alternative APN
  • 34010450180003029000

Interior

Stories1 Story
Building Area2,450 sqft Gross Area

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Lot Area38,113 sqft (0.875 acres)
Lot Dimensions204 ft deep x 186 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address421 2ND ST
CityYOUNGSTOWN
StateNY
Zip14174-1020
Property CategoryCommercial
Property TypeCommercial > Office > Bank, Financial Building
Legal Description102-7-2 75
Legal Block3
Legal Lot Number29.000
JurisdictionNIAGARA NY
Township / Civil DivisionPORTER
Census Block Group1
Census Block1017
Census Tract24501

Owner

421 2nd St, a commercial property, is owned by a company that bought it in May 2012.

Source: Niagara County and Porter Town records, as of September 23, 2026

Owner of RecordCompany Name on File
Mailing Address435 MAIN ST, YOUNGSTOWN, NY 14174-1016
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 18, 2012 · Amount on File
Deed SaleMay 18, 2012 · Amount on File
Deed Document Number20129995
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 421 2nd St was $10,432, up 3.3% from the year before.

Source: Niagara County and Porter Town assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNiagara County
County SubdivisionPorter Town
MunicipalityYoungstown Village
Unified School DistrictLewiston-Porter Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,432.00 (+3.32%)
2025$10,097.00$221,000 Land $43,200 Building $177,800$502,300 Land $98,187 Building $404,113
2023$221,000 Land $43,200 Building $177,800$425,000 Land $83,077 Building $341,923

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 421 2nd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimApr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemYOUNGSTOWN (V)
serves 2,021 people · EPA ID NY3116262
Water SourcePurchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State InspectionDec 2023
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on 2nd St

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