Niagara County and Porter Town property record for 421 2nd St, Youngstown, NY 14174
| Property Type | Bank, Financial Building |
|---|---|
| Details | 2,450 sqft · built 1982 |
| Lot Size | 0.875 acres (38,113 sqft) |
| Owner | Company Name on File |
| Last Sale | $320,000 (May 2012) |
| Tax Bill | $10,432 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 293401 45.18-3-29 |
| Primary APN | 293401 45.18-3-29 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,450 sqft Gross Area |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Lot Area | 38,113 sqft (0.875 acres) |
| Lot Dimensions | 204 ft deep x 186 ft wide |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 421 2ND ST |
|---|---|
| City | YOUNGSTOWN |
| State | NY |
| Zip | 14174-1020 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Legal Description | 102-7-2 75 |
| Legal Block | 3 |
| Legal Lot Number | 29.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | PORTER |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 24501 |
421 2nd St, a commercial property, is owned by a company that bought it in May 2012.
Source: Niagara County and Porter Town records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 435 MAIN ST, YOUNGSTOWN, NY 14174-1016 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 2012 · Amount on File |
| Deed Sale | May 18, 2012 · Amount on File |
| Deed Document Number | 20129995 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 421 2nd St was $10,432, up 3.3% from the year before.
Source: Niagara County and Porter Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| County Subdivision | Porter Town |
| Municipality | Youngstown Village |
| Unified School District | Lewiston-Porter Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,432.00 (+3.32%) | ||
| 2025 | $10,097.00 | $221,000 Land $43,200 Building $177,800 | $502,300 Land $98,187 Building $404,113 |
| 2023 | $221,000 Land $43,200 Building $177,800 | $425,000 Land $83,077 Building $341,923 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 421 2nd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Apr 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 421 2nd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | YOUNGSTOWN (V) serves 2,021 people · EPA ID NY3116262 |
|---|---|
| Water Source | Purchased surface water from NIAGARA COUNTY WATER DISTRICT |
| Last State Inspection | Dec 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures