421 2nd St S, Winsted, MN 55395 Property Records

McLeod County property record for 421 2nd St S, Winsted, MN 55395

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,173 sqft · built 1900
Lot Size0.18 acres (7,850 sqft)
Owner2 Individual Names on File
Last Sale$116,000 (Dec 2020)
Tax Bill$2,378 (2026)
Deeds & MortgagesDec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21.081.0210

Property Details

APN / Parcel Number

Primary APN21.081.0210

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,173 sqft Total Area
1st Floor Area868 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1934
Exterior MaterialStucco
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,850 sqft (0.18 acres)
Lot Dimensions157 ft deep x 50 ft wide
Garage TypeCarport
Garage Area912 sqft
CarportCarport
Carport Area912 sqft
Parking Spaces4 Parking Spaces
PorchPorch
Porch Area64 sqft

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Street Address421 2ND ST S
CityWINSTED
StateMN
Zip55395-7746
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBARRETT'S 3RD ADD BLOCK-007 N 1/2 OF LOT 9 AND S 17' OF LOT 10
Legal SubdivisionBARRETT'S 3RD ADD
Legal Block7
Legal Lot Number9-10
JurisdictionMCLEOD MN
Township / Civil DivisionWINSTED
Census Block Group1
Census Block1043
Census Tract950100

Owner

421 2nd St S is owned and occupied by two individuals who bought it in December 2020.

Source: McLeod County records, as of April 14, 2026

Owner of Record2 Individual Names on File
Mailing Address421 2ND ST S, WINSTED, MN 55395-7746
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 15, 2020 · Amount on File
Deed SaleDec 15, 2020 · Amount on File
Deed Document Number2020449459
Record UpdatedJun 8, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEOD MN
Recording DateDec 15, 2020
Property Address421 2ND ST S, WINSTED, MN 55395-7746
Document Number0000449459
Instrument DateDec 14, 2020
Instrument449459
Transaction TypeTransfer
Record UpdatedMar 24, 2026
Title CompanyTITLE MARK

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$382.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address421 2ND ST S, WINSTED, MN 55395-7746

Mortgage

Document Number0000449460
DateDec 15, 2020
Instrument449460
Lender
NameBROKERS SOLUTIONS INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term372 Months
DueJan 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 421 2nd St S was $2,378 with a homeowner's exemption.

Source: McLeod County assessment roll, as of March 24, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyMcLeod County
MunicipalityWinsted City
Unified School DistrictHoward Lake-Waverly-Winsted (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,378.00 Homeowner's exemption
2025$181,400 Land $26,800 Building $154,600$181,400 Land $26,800 Building $154,600
2022$159,900 Land $25,500 Building $134,400$159,900 Land $25,500 Building $134,400
2019$1,674.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 421 2nd St S in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective January 23, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 421 2nd St S, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWinsted
serves 2,226 people · EPA ID MN1430010
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
2,000 / 1,000
TDS Telecom
Fiber
1,000 / 1,000
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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