421 2nd St, Ramona, OK 74061 Property Records

Washington County property record for 421 2nd St, Ramona, OK 74061

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,518 sqft · built 1910
Lot Size	0.206 acres (9,000 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Mar 2026)
Tax Bill	$206 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`030100-002008-000000-01`

Property Details

APN / Parcel Number

Primary APN	`030100-002008-000000-01`
Alternative APN	`841`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,518 sqft Living Area
Gross Area	1,414 sqft
1st Floor Area	120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.206 acres)
Lot Dimensions	191 ft deep x 191 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	330 sqft
Gazebo	100 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	841
Street Address	421 2ND ST
City	RAMONA
State	OK
Zip	74061-2625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	N 75' LOT 8 BLK 2 ORIGINAL RAMONA
Legal Range	13E
Legal Township	24N
Legal Section	28
Legal Subdivision	ORIGINAL RAMONA
Legal Block	2
Legal Lot Number	8
Legal Unit	13E
Jurisdiction	WASHINGTON OK
Township / Civil Division	OCHELATA-RAMONA
Census Block Group	4
Census Block	4041
Census Tract	1300

Owner

421 2nd St is owned and occupied by an individual who bought it in March 2026.

Source: Washington County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	34751 N 4030 RD, RAMONA, OK 74061-3607
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Deed of Trust, Mortgage · FHA Mortgage ASSOCIATED MORTGAGE CORP
Mar 2, 2026	Warranty Deed, Transfer · FHA Mortgage ASSOCIATED MORTGAGE CORP
Jun 17, 2025	Warranty Deed, Transfer ELITE TITLE COMPANY INC, ELITE TITLE SERVICES LLC
Jun 17, 2025	Affidavit of Death of Joint Tenant, Transfer ELITE TITLE COMPANY INC, ELITE TITLE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2026 · Amount on File
Deed Sale	Mar 2, 2026 · Amount on File
Prior Sale	Jun 17, 2025 · Amount on File
Deed Document Number	20261482
Deed Book / Page	1238 / 3042
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON OK
Property Address	421 2ND ST, RAMONA, OK 74061-2625
Transaction Type	Mortgage
Record Updated	Mar 19, 2026
Title Company	FIRSTITLE AND ABSTRACT SERVICES INC, FIRSTITLE & ABSTRACT SVCS LL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34751 N 4030 RD, RAMONA, OK 74061-3607

Mortgage

Document Number	01238/3768
Date	Mar 5, 2026
Book Page	1238/3768
Instrument	I-2026-001625

Lender

Name	ASSOCIATED MORTGAGE CORP
Type	Mortgage Company
Address	TULSA, OK 74136

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON OK
Recording Date	Mar 2, 2026
Property Address	421 2ND ST, RAMONA, OK 74061-2625
Document Number	01238/3042
Book / Page	1238 / 3042
Instrument Date	Feb 25, 2026
Instrument	I-2026-001482
Transaction Type	Transfer
Record Updated	Mar 13, 2026
Title Company	FIRSTITLE & ABSTRACT SVCS LL

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34751 N 4030 RD, RAMONA, OK 74061-3607

Mortgage

Document Number	I2026001483
Date	Mar 2, 2026
Instrument	I-2026-001483

Lender

Name	ASSOCIATED MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

Mortgage

Document Number	01238/3061
Date	Mar 2, 2026
Book Page	1238/3061
Instrument	I-2026-001484

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON OK
Recording Date	Jun 17, 2025
Property Address	421 2ND ST, RAMONA, OK 74061-2625
Document Number	01230/3505
Book / Page	1230 / 3505
Instrument Date	Jun 16, 2025
Instrument	I-2025-004483
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	ELITE TITLE COMPANY INC, ELITE TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$37.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10011 E 95TH ST N, OWASSO, OK 74055-6972

June 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	WASHINGTON OK
Recording Date	Jun 17, 2025
Property Address	421 2ND ST, RAMONA, OK 74061-2625
Document Number	01230/3501
Book / Page	1230 / 3501
Instrument Date	Jun 16, 2025
Instrument	I-2025-004482
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	ELITE TITLE COMPANY INC, ELITE TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 421 2nd St was $206 with a homeowner's exemption, down 1.4% from the year before.

Source: Washington County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Washington County
Municipality	Ramona Town
Unified School District	Caney Valley Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,470 (+540.29%) Land $600 Building $19,870	$170,585 (+51.05%) Land $5,000 Building $165,585
2025	$206.00 (-1.44%) Homeowner's exemption	$3,197 (-0.03%) Land $57 Building $3,140	$112,935 (-6.92%) Land $2,000 Building $110,935
2024	$209.00 (-0.48%) Homeowner's exemption	$3,198 (-) Land $53 Building $3,145	$121,330 (+79.56%) Land $2,000 Building $119,330
2023	$210.00 (+1.45%) Homeowner's exemption	$3,198 (-) Land $58 Building $3,140	$67,570 (+24.46%) Land $1,220 Building $66,350
2022	$207.00 Homeowner's exemption	$3,198 Land $72 Building $3,126	$54,290 Land $1,220 Building $53,070

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 421 2nd St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective December 19, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1988–1993)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 1993 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 2nd St is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 88% of Oklahoma
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20
AT&T Fixed Wireless	25 / 3
BartNet IP Fixed Wireless	10 / 1

May also be available: T-Mobile, Totah Communications, Wake Wireless.

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