421 2nd St, Ann Arbor, MI 48103 Property Records

Washtenaw County property record for 421 2nd St, Ann Arbor, MI 48103

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,628 sqft · built 1901
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$279,900 (Oct 2005)
Tax Bill	$11,321 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-09-29-314-005`

Property Details

APN / Parcel Number

Primary APN	`09-09-29-314-005`
Alternative APN	`0929314005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,628 sqft Living Area
Basement Area	916 sqft
Unfinished Basement	898 sqft

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	132 ft deep x 33 ft wide
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	421 2ND ST
City	ANN ARBOR
State	MI
Zip	48103-4951
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4C
Legal Description	S 33 FT LOT 4 B4S R1E WILLIAM S MAYNARDS ADDN
Legal Range	06E
Legal Township	02S
Legal Section	29
Legal Subdivision	WILLIAM S MAYNARDS ADD
Legal Block	314
Legal Lot Number	4
Jurisdiction	WASHTENAW MI
Township / Civil Division	ANN ARBOR
Census Block Group	5
Census Block	5007
Census Tract	400600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Old West Side Historic District listed 1972 · 1,300 contributing resources · NRIS 72000661

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Washtenaw County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	421 2ND ST, ANN ARBOR, MI 48103-4951
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Line of Credit MICHIGAN EDUCATIONAL CREDIT UNION
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage MAIN STREET BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2005 · Amount on Record
Deed Sale	Oct 19, 2005 · Amount on Record
Prior Sale	Oct 30, 2000
Deed Document Number	20055681779
Deed Book / Page	4515 / 482
Last Transfer Date	Mar 27, 2008
Transfer Doc	0005842043
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Recording Date	Jul 15, 2026
Property Address	421 2ND ST, ANN ARBOR, MI 48103-4951
Document Number	0006803380
Book / Page	5636 / 391
Instrument Date	Jul 8, 2026
Instrument	20266803380
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 2ND ST, ANN ARBOR, MI 48103-4951

Mortgage

Document Number	0006803380,
Date	Jul 15, 2026
Book Page	5636/391
Instrument	20266803380

Lender

Name	MICHIGAN EDUCATIONAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.52%
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	421 2ND ST, ANN ARBOR, MI 48103-4951
Document Number	0006545699
Instrument Date	Sep 11, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 2ND ST ANN ARBOR MI 481034951, ANN ARBOR, MI 48103-4951

Mortgage

Document Number	0006545699
Date	Oct 2, 2020
Book Page	005378/000918
Instrument	6545699

Lender

Name	MAIN STREET BK
Type	Bank
Address	BINGHAM FARMS, MI 48025

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Ann Arbor City
County	Washtenaw County
Unified School District	Ann Arbor Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$357,500	$715,000
2025	$11,321.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 units insured incl. 8 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANN ARBOR serves 123,851 people · EPA ID MI0000220
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 718 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: 123.NET.

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