421 2nd Ave NE, Carmel, IN 46032 Property Records

Hamilton County property record for 421 2nd Ave NE, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,826 sqft · built 2015
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,250,000 (Jun 2022)
Tax Bill	$11,337 (2024)
Deeds & Mortgages	Aug 2023 Transfer Apr 2021 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`29-10-30-503-017.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-30-503-017.000-018`
Alternative APN	`1610300503017000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,826 sqft Living Area
Gross Area	5,174 sqft
1st Floor Area	4,406 sqft
2nd Floor Area	920 sqft
Basement Area	1,609 sqft
Finished Basement	1,029 sqft
Unfinished Basement	580 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2023
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	145 ft deep x 51.9 ft wide
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	421 2ND AVE NE
City	CARMEL
State	IN
Zip	46032-1815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 30, TOWNSHIP 18, RANGE 4, C W WEIDLERS, LOT 44
Legal Range	04
Legal Township	18
Legal Section	30
Legal Subdivision	C W WEIDLERS
Legal Lot Number	44
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1027
Census Tract	110905

Owner

Source: Hamilton County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	421 2ND AVE NE, CARMEL, IN 46032-1815
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Transfer on Death Deed, Transfer
Apr 29, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS STATE BANK OF NEW CASTLE
Jun 6, 2022	Warranty Deed, Transfer · Conventional Mortgage GOLDMAN SACHS BANK USA
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage TUCKER MORTGAGE LLC
May 20, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS ST BK/NEW CASTLE
Mar 31, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 4, 2020	Deed of Trust, Mortgage QUICKEN LNS
Aug 12, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS ST BK/NEW CASTLE
May 27, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2022 · Amount on Record
Deed Sale	Jun 6, 2022 · Amount on Record
Prior Sale	Feb 13, 2015 · Amount on Record
Deed Document Number	202228001
Last Transfer Date	Aug 11, 2023
Transfer Doc	0000031058
Record Updated	Sep 20, 2026

August 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON IN
Recording Date	Aug 15, 2023
Property Address	421 2ND AVE NE, CARMEL, IN 46032-1815
Document Number	0000031058
Instrument Date	Aug 11, 2023
Instrument	2023031058
Transaction Type	Transfer
Record Updated	Sep 5, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	421 2ND AVE NE, CARMEL, IN 46032-1815

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	421 2ND AVE NE, CARMEL, IN 46032-1815
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032267
Date	Apr 29, 2021
Instrument	2021032267

Lender

Name	CITIZENS STATE BANK OF NEW CASTLE
Type	Bank
Address	CARMEL, IN 46032

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Mar 17, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jun 6, 2022
Property Address	421 2ND AVE NE, CARMEL, IN 46032-1815
Document Number	0000028001
Map Reference	MB 113 PG 36-37
Instrument Date	Jun 1, 2022
Instrument	2022028001
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	INDIANA HOME TITLE LLC, INDIANA HOME TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 2ND AVE NE, CARMEL, IN 46032-1815

Mortgage

Document Number	0000028002
Date	Jun 6, 2022
Instrument	2022028002

Lender

Name	GOLDMAN SACHS BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.95%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.95%
Index	Other
Margin	3
Max Rate	8.95%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	421 2ND AVE NE, CARMEL, IN 46032-1815
Transaction Type	Mortgage
Record Updated	Feb 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007051
Date	Jan 28, 2021
Instrument	2021007051

Lender

Name	TUCKER MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46260

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	421 2ND AVE NE, CARMEL, IN 46032-1815
Document Number	0000031196
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 2ND AVE NE CARMEL IN 460321815, CARMEL, IN 46032-1815

Mortgage

Document Number	0000031196
Date	May 27, 2020
Instrument	31196

Lender

Name	CITIZENS ST BK/NEW CASTLE
Type	Bank
Address	CARMEL, IN 46032

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 26, 2030

Interest

Rate Type	Adjustable Rate

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Mar 31, 2020
Property Address	421 2ND AVE NE, CARMEL, IN 46032-1815
Document Number	0000016802
Instrument Date	Mar 30, 2020
Instrument	16802
Transaction Type	Transfer
Record Updated	Jun 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 2ND AVE NE CARMEL IN 460321815, CARMEL, IN 46032-1815

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	421 2ND AVE NE, CARMEL, IN 46032-1815
Document Number	0000001329
Instrument Date	Jan 4, 2020
Transaction Type	Mortgage
Record Updated	Feb 4, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	421 2ND AVE NE CARMEL IN 460321815, CARMEL, IN 46032-1815

Mortgage

Document Number	0000001329
Date	Jan 9, 2020
Instrument	1329

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jan 8, 2040

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	421 2ND AVE NE, CARMEL, IN 46032-1815
Document Number	0000038340
Instrument Date	Aug 12, 2019
Transaction Type	Mortgage
Record Updated	Sep 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	421 2ND AVE NE CARMEL IN 460321815, CARMEL, IN 46032-1815

Mortgage

Document Number	0000038340
Date	Aug 20, 2019
Instrument	38340

Lender

Name	CITIZENS ST BK/NEW CASTLE
Type	Bank
Address	NEW CASTLE, IN 47362

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 19, 2029

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	421 2ND AVE NE, CARMEL, IN 46032-1815
Document Number	0000025777
Instrument Date	May 27, 2017
Transaction Type	Mortgage
Record Updated	Jun 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	421 2ND AVE NE CARMEL IN 460321815, CARMEL, IN 46032-1815

Mortgage

Document Number	0000025777
Date	Jun 6, 2017
Instrument	25777

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,182,700 (+20.06%) Land $159,200 Building $1,023,500	$1,182,700 (+20.06%) Land $159,200 Building $1,023,500
2024	$11,337.00 (+4.79%)	$985,100 (+4.08%) Land $159,200 Building $825,900	$985,100 (+4.08%) Land $159,200 Building $825,900
2023	$10,819.00 (+27.15%) Homeowner's exemption	$946,500 (+30.52%) Land $159,200 Building $787,300	$946,500 (+30.52%) Land $159,200 Building $787,300
2022	$8,509.00 (+15.25%) Homeowner's exemption	$725,200 Land $159,200 Building $566,000	$725,200 Land $159,200 Building $566,000
2021	$7,383.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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