Carlton County property record for 421 22nd St, Cloquet, MN 55720
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.237 acres (10,342 sqft) |
| Owner | Individual Name on File |
| Last Sale | $108,000 (Aug 2015) |
| Tax Bill | $2,096 (2026) |
| Deeds & Mortgages | Aug 2023 Mortgage Nov 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-160-1220 |
| Primary APN | 06-160-1220 |
|---|---|
| Alternative APN |
|
| Lot Area | 10,342 sqft (0.237 acres) |
|---|
| Account Number | 2464 |
|---|---|
| Street Address | 421 22ND ST |
| City | CLOQUET |
| State | MN |
| Zip | 55720-2220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | & TH PT ADJ VAC ALLEY ALG TH W & S SIDES CITY OF CLOQUET HUSEBYS ADDITION |
| Legal Subdivision | HUSEBYS ADDITION |
| Legal Block | 5 |
| Legal Lot Number | 6 |
| Jurisdiction | CARLTON MN |
| Township / Civil Division | CLOQUET |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 70100 |
421 22nd St is owned and occupied by an individual who bought it in August 2015.
Source: Carlton County records, as of April 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 421 22ND ST, CLOQUET, MN 55720-2220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 1, 2023 | Quit Claim Deed, Transfer FRANDSEN BANK & TRUST |
| Nov 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2015 · Amount on File |
| Deed Sale | Aug 4, 2015 · Amount on File |
| Prior Sale | Oct 29, 2009 · Amount on File |
| Deed Document Number | 2015463909 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CARLTON MN |
| Recording Date | Aug 1, 2023 |
| Property Address | 421 22ND ST, CLOQUET, MN 55720-2220 |
| Document Number | A000512711 |
| Instrument Date | Jul 11, 2023 |
| Instrument | A000512711 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Title Company | CARLTON COUNTY ABSTRACT & TI |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 412 22ND ST, CLOQUET, MN 55720-2221 |
| Document Number | A000512712 |
|---|---|
| Date | Aug 1, 2023 |
| Instrument | A000512712 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 59 Months |
| Due | Jul 25, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 421 22ND ST, CLOQUET, MN 55720-2220 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | A000503174 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | A000503174 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
The 2026 property tax bill for 421 22nd St was $2,096 with a homeowner's exemption.
Source: Carlton County assessment roll, as of April 24, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carlton County |
| Municipality | Cloquet City |
| Unified School District | Cloquet Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,096.00 Homeowner's exemption | ||
| 2025 | $151,300 (+3.56%) Land $27,000 Building $124,300 | $151,300 (+3.56%) Land $27,000 Building $124,300 | |
| 2024 | $2,028.00 Homeowner's exemption | $146,100 (+3.62%) Land $27,000 Building $119,100 | $146,100 (+3.62%) Land $27,000 Building $119,100 |
| 2023 | $2,028.00 Homeowner's exemption | $141,000 (-) Land $27,000 Building $114,000 | $141,000 (-) Land $27,000 Building $114,000 |
| 2022 | $141,000 Land $27,000 Building $114,000 | $141,000 Land $27,000 Building $114,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 421 22nd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 13, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 421 22nd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Cloquet serves 12,864 people · EPA ID MN1090005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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