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421 21st St, Richmond, CA 94801 Property Records

Contra Costa County property record for 421 21st St, Richmond, CA 94801

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,215 sqft · built 1907
Lot Size0.13 acres (5,650 sqft)
Owner2 Individual Names on Record
Last Sale$480,000 (Feb 2021)
Tax Bill$8,671 (2025)
Deeds & MortgagesJul 2026 Mortgage
Feb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN514-120-011-2

Property Details

APN / Parcel Number

Primary APN514-120-011-2
Alternative APN
  • 514-120-011

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,215 sqft Living Area
1st Floor Area934 sqft
2nd Floor Area281 sqft

Exterior

Year BuiltBuilt 1907
Effective Year BuiltEffective 1907
Lot Area5,650 sqft (0.13 acres)

Location & Zoning

Street Address421 21ST ST
CityRICHMOND
StateCA
Zip94801-3303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionCITY OF RICHMOND LOTS 31 & 32 BLK 109
Legal SubdivisionRICHMOND
Legal Block109
Legal Lot Number31,32
JurisdictionCONTRA COSTA CA
Township / Civil DivisionWEST CONTRA COSTA
Census Block Group2
Census Block2009
Census Tract375000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address421 21ST ST, RICHMOND, CA 94801-3303
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Feb 23, 2021Grant Deed, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 23, 2021 · Amount on Record
Deed SaleFeb 23, 2021 · Amount on Record
Prior SaleFeb 8, 1999 · Amount on Record
Deed Document Number202154677
Prior Transfer DateJan 22, 1999
Prior Transfer Doc0000053301
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Recording DateJul 7, 2026
Property Address421 21ST ST, RICHMOND, CA 94801-3303
Document Number0000071310
Instrument DateJun 30, 2026
Instrument202671310
Transaction TypeMortgage
Record UpdatedJul 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 21ST ST, RICHMOND, CA 94801-3303

Mortgage

Document Number0000071310,
DateJul 7, 2026
Instrument202671310
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJul 1, 2046
Interest
Rate TypeFixed Rate
Rate6.48%
Initial TypeFixed Rate
Max Rate-1%

February 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateFeb 23, 2021
Property Address421 21ST ST, RICHMOND, CA 94801-3303
Document Number0000054677
Map ReferenceMB D PG 74
Instrument DateFeb 11, 2021
Instrument2021-054677
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address421 21ST ST, RICHMOND, CA 94801-3303

Mortgage

Document Number0000054678
DateFeb 23, 2021
Instrument2021-054678
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityRichmond City
Unified School DistrictWest Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$513,396 (+2%) Land $375,386 Building $138,010
2025$8,671.00 (+3.56%)$503,330 (+4.04%) Land $368,026 Building $135,304
2023$8,373.00 (+1.82%)$483,786 Land $353,736 Building $130,050
2022$8,223.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,047 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber		10,000 / 10,000
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Unwired
Fixed Wireless		300 / 25

May also be available: Etheric Networks, GeoLinks, T-Mobile, Verizon.

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