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421 1st St W, Kalispell, MT 59901 Property Records

Flathead County property record for 421 1st St W, Kalispell, MT 59901

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 816 sqft · built 1908
Lot Size0.048 acres (2,091 sqft)
Owner2 Company Names on Record
Tax Bill$1,360 (2026)
Deeds & MortgagesOct 2025 Sale
Apr 2018 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNR0787295

Property Details

APN / Parcel Number

Primary APNR0787295
Alternative APNs
  • 07-3966-07-4-05-08-0000
  • 0000938520

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area816 sqft Living Area
1st Floor Area816 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1908
Effective Year BuiltEffective 2000
Architectural StyleRanch
Exterior MaterialShingles
Construction TypeFrame
Roof TypeGable
Roof MaterialMetal
Lot Area2,091 sqft (0.048 acres)
Deck Area90 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0000938520
Street Address421 1ST ST W
CityKALISPELL
StateMT
Zip59901-4407
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code5
Legal DescriptionKAL, S18, T28 N, R21 W, BLOCK 031, LOT 006, W42 FT OF LOT 6
Legal Range21W
Legal Township28N
Legal Section18
Legal SubdivisionKAL
Legal Block31
Legal Lot Number6
JurisdictionFLATHEAD MT
Township / Civil DivisionKALISPELL
Census Block Group2
Census Block2002
Census Tract1000

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing AddressPO BOX 301, KILA, MT 59920-0301
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2025Warranty Deed, Transfer
FIDELITY NATIONAL TITLE
Apr 10, 2018Deed of Trust, Mortgage · Commercial Mortgage
WHITEFISH CU
Nov 12, 2021Warranty Deed, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Sep 25, 2020Warranty Deed, Transfer · VA Mortgage
LENDUS LLC
Apr 1, 2020Warranty Deed, Transfer
INSURED TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 27, 2024
Deed SaleNov 27, 2024
Prior SaleNov 12, 2021 · Amount on Record
Deed Document Number202423944
Prior Transfer DateMar 29, 2007
Prior Transfer Doc0008911430
Record UpdatedOct 29, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLATHEAD MT
Recording DateOct 2, 2025
Property Address421 1ST ST W, KALISPELL, MT 59901-4407
Document Number202500021594
Instrument DateOct 2, 2025
Instrument202500021594
Transaction TypeTransfer
Record UpdatedOct 24, 2025
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
AddressPO BOX 301, KILA, MT 59920-0301

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLATHEAD MT
Property Address421 1ST ST W, KALISPELL, MT 59901-4407
Transaction TypeMortgage
Record UpdatedAug 14, 2023
Title CompanyINSURED TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201800006930
DateApr 10, 2018
Instrument201800006930
Lender
NameWHITEFISH CU
TypeCredit Union
AddressKALISPELL, MT 59901
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLATHEAD MT
Recording DateNov 12, 2021
Property Address421 1ST ST W, KALISPELL, MT 59901-4407
Document Number202100039574
Instrument DateNov 5, 2021
Instrument202100039574
Transaction TypeTransfer
Record UpdatedAug 14, 2023
Title CompanyINSURED TITLE, INSURED TITLES

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 1ST ST W, KALISPELL, MT 59901-4407

Mortgage

Document Number202100039575
DateNov 12, 2021
Instrument202100039575
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLATHEAD MT
Recording DateSep 25, 2020
Property Address421 1ST ST W, KALISPELL, MT 59901-4407
Document Number202000031909
Instrument DateSep 23, 2020
Instrument202000031909
Transaction TypeTransfer
Record UpdatedAug 14, 2023
Title CompanyINSURED TITLE, INSURED TITLES

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address421 1ST ST W, KALISPELL, MT 59901-4407

Mortgage

Document Number202000031910
DateSep 25, 2020
Instrument202000031910
Lender
NameLENDUS LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLATHEAD MT
Recording DateApr 1, 2020
Property Address421 1ST ST W, KALISPELL, MT 59901-4407
Document Number202000008397
Instrument DateApr 1, 2020
Instrument202000008397
Transaction TypeTransfer
Record UpdatedAug 14, 2023
Title CompanyINSURED TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address456 FIR TER, KALISPELL, MT 59901-7945

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateMontana
CountyFlathead County
MunicipalityKalispell City
Secondary School DistrictFlathead High School District (09 - 12)
Elementary School DistrictKalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,360.00 (+8.28%)$261,300 (-)
2025$1,256.00 (-46.42%)$261,300 (+11.57%)$261,300 (+11.57%) Land $72,275 Building $189,025
2023$2,344.00$234,200$234,200 Land $69,915 Building $164,285

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKALISPELL PUBLIC WORKS
serves 25,000 people · EPA ID MT0000259
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vero Fiber
Fiber		2,500 / 2,500
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Glacier Broadband
Fixed Wireless		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Western Montana CommunityTel
Fiber		100 / 100
Bullitt Communications
Fixed Wireless		100 / 50
AT&T
Fixed Wireless		100 / 20
MontanaSky Networks
Fixed Wireless · Fiber in parts of the area		100 / 20

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