421 1st St, Findlay, OH 45840 Property Records

Hancock County property record for 421 1st St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,056 sqft · built 1920
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on Record
Last Sale	$1,470,000 (Aug 2017)
Tax Bill	$2,594 (2025)
Deeds & Mortgages	Jul 2023 Transfer Jul 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1011-193-09-004.000`

Property Details

APN / Parcel Number

Primary APN	`1011-193-09-004.000`
Alternative APN	`570000214280`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,056 sqft Living Area
1st Floor Area	1,192 sqft
2nd Floor Area	864 sqft
Basement Area	1,063 sqft
Unfinished Basement	1,063 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1991
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Shingle
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	408 sqft
Deck Area	143 sqft
Patio Area	91 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	421 1ST ST
City	FINDLAY
State	OH
Zip	45840-5028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GAGE & CARLIN ADD LOT 1578 W1/2 W1/2
Legal Subdivision	GAGE & CARLIN ADD
Legal Lot Number	1578
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	4
Census Block	4014
Census Tract	800

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	421 1ST ST, FINDLAY, OH 45840-5028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Intrafamily Transfer, Transfer
Jul 20, 2021	Deed of Trust, Mortgage · Line of Credit USX FEDERAL CU
Aug 17, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK OF THE MIDWEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2017 · Amount on Record
Deed Sale	Aug 17, 2017 · Amount on Record
Prior Sale	Nov 19, 1993 · Amount on Record
Deed Document Number	20177058
Deed Book / Page	2524 / 1001
Prior Transfer Date	May 19, 2014
Prior Transfer Doc	02461/0988
Record Updated	Sep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	Jul 28, 2023
Property Address	421 1ST ST, FINDLAY, OH 45840-5028
Document Number	02604/4484
Book / Page	2604 / 4484
Instrument Date	Jul 20, 2023
Instrument	202300005005
Transaction Type	Transfer
Record Updated	Aug 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	421 SANTEE AVE # 15, 15, FINDLAY, OH 45840

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	421 1ST ST, FINDLAY, OH 45840-5028
Transaction Type	Mortgage
Record Updated	Aug 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2584/3860
Date	Jul 20, 2021
Book Page	2584/3860
Instrument	202100008464

Lender

Name	USX FEDERAL CU
Type	Credit Union
Address	16065

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Aug 17, 2017
Property Address	421 1ST ST, FINDLAY, OH 45840-5028
Document Number	02524/1001
Book / Page	2524 / 1001
Instrument Date	Aug 17, 2017
Instrument	201700007058
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	TEAM TITLE SERVICES, TERA TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	421 1ST ST, FINDLAY, OH 45840-5028

Mortgage

Document Number	201700007059
Date	Aug 17, 2017
Instrument	201700007059

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,594.00 (+11.96%) Homeowner's exemption	$84,530 (+29.75%) Land $6,780 Building $77,750	$241,500 (+29.74%) Land $19,370 Building $222,130
2024	$2,317.00 (-0.17%)	$65,150 (-) Land $5,220 Building $59,930
2023	$2,321.00 (+1.09%) Homeowner's exemption	$65,150 (+0.68%) Land $5,220 Building $59,930
2022	$2,296.00 Homeowner's exemption	$64,710 Land $5,220 Building $59,490	$186,140 Land $14,900 Building $171,240

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	30 (1981–2021)
Claims Outside the SFHA	3 of 30
Most Recent Claim	Jul 2021 · other causes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
HDER Link Fixed Wireless	100 / 100

May also be available: Buckeye Cablesystem, T-Mobile, Watch TV.

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