Anoka County property record for 421 198th Ln NW, Cedar, MN 55011
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,480 sqft · built 1986 |
| Lot Size | 3.94 acres (171,457 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Apr 2002) |
| Tax Bill | $2,896 (2026) |
| Deeds & Mortgages | Jul 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-33-24-34-0002 |
| Primary APN | 24-33-24-34-0002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,480 sqft Living Area |
| 1st Floor Area | 1,480 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 171,457 sqft (3.94 acres) |
| Garage Type | Detached |
| Garage Area | 572 sqft |
| Driveway | Driveway |
| Porch | Open Porch |
| Pole Barn | Pole Barn |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 713696 |
|---|---|
| Street Address | 421 198TH LN NW |
| City | CEDAR |
| State | MN |
| Zip | 55011-9125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SWAN LAKE ESTATES LOT 6 BLK 4 SWAN LAKE ESTATES(SUBJ TO EASEAS SHOWN ON PLAT) |
| Legal Range | 24W |
| Legal Township | 33N |
| Legal Section | 24 |
| Legal Subdivision | SWAN LAKE ESTATES |
| Legal Block | 4 |
| Legal Lot Number | 6 |
| Jurisdiction | ANOKA MN |
| Township / Civil Division | OAK GROVE |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 50115 |
421 198th Ln NW is owned and occupied by an individual who bought it in April 2002.
Source: Anoka County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 421 198TH LN NW, CEDAR, MN 55011-9125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 25, 2002 · Amount on File |
| Deed Sale | Apr 25, 2002 · Amount on File |
| Prior Sale | Dec 27, 1996 · Amount on File |
| Deed Document Number | 20023858 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANOKA MN |
| Property Address | 421 198TH LN NW, CEDAR, MN 55011-9125 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | A2370473001 |
|---|---|
| Date | Jul 13, 2022 |
| Instrument | A2370473.001 |
| Name | FINANCIAL ONE CU |
|---|---|
| Type | Credit Union |
| Address | MINNEAPOLIS, MN 55433 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 140 Months |
| Due | Mar 1, 2034 |
The 2026 property tax bill for 421 198th Ln NW was $2,896 with a homeowner's exemption.
Source: Anoka County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Anoka County |
| Municipality | Oak Grove City |
| Unified School District | St. Francis Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,896.00 Homeowner's exemption | $370,100 Land $143,500 Building $226,600 | $370,100 Land $143,500 Building $226,600 |
| 2024 | $2,240.00 | $337,300 Land $120,500 Building $216,800 | $337,300 Land $120,500 Building $216,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 421 198th Ln NW in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 421 198th Ln NW is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 57% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: T-Mobile.
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