421 196th Ave E, Lake Tapps (Bonney Lake), WA 98391 Property Records

Pierce County property record for 421 196th Ave E, Lake Tapps, WA 98391

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,922 sqft · built 1999
Lot Size0.243 acres (10,564 sqft)
Owner2 Individual Names on Record
Last Sale$344,669 (Feb 2017)
Tax Bill$6,435 (2026)
Deeds & MortgagesMay 2021 Mortgage
Feb 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN700087-0-140

Property Details

APN / Parcel Number

Primary APN700087-0-140

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area1,922 sqft Living Area
Gross Area2,846 sqft
1st Floor Area941 sqft
Upper Floors Area981 sqft
Laundry RoomLaundry Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2004
Architectural StyleBi-Level
Exterior MaterialFrame Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area10,564 sqft (0.243 acres)
Garage TypeAttached
Garage Area768 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area156 sqft
Deck Area100 sqft
Patio Area256 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Street Address421 196TH AVENUE CT E
CityLAKE TAPPS
StateWA
Zip98391
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal DescriptionSECTION 04 TOWNSHIP 20 RANGE 05 QUARTER 14 NORTH LAKE ESTATES L 14 TOG/W UNDIV INT IN TR A & D TOG/W 1/15TH UNDIV INT IN PRI RD EASE OF REC OUT OF 5-051 & 5-052 SEG J0080 MD 7/16/97MD
Legal Range05
Legal Township20
Legal Section04
Legal SubdivisionNORTH LAKE ESTATES
Legal TractA
Legal Lot Number14
JurisdictionPIERCE WA
Township / Civil DivisionPUYALLUP
Census Block Group1
Census Block1000
Census Tract70315

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address421 196TH AVENUE CT E, LAKE TAPPS, WA 98391
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
CU HOME MORTGAGE SOLUTIONS LLC
Feb 13, 2017Warranty Deed, Transfer · Conventional with PMI
BOEING EMPS CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 13, 2017 · Amount on Record
Deed SaleFeb 13, 2017 · Amount on Record
Prior SaleMar 16, 2016 · Amount on Record
Deed Document Number2017145
Prior Transfer DateSep 15, 2005
Prior Transfer Doc0000001048
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address421 196TH AVE E, LAKE TAPPS, WA 98391-9381
Transaction TypeMortgage
Record UpdatedOct 31, 2023
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005040201
DateMay 4, 2021
Instrument202105040201
Lender
NameCU HOME MORTGAGE SOLUTIONS LLC
TypeMortgage Company
AddressSEATTLE, WA 98175
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIERCE WA
Recording DateFeb 13, 2017
Property Address421 196TH AVE E, LAKE TAPPS, WA 98391-9381
Document Number1702130145
Instrument DateFeb 4, 2017
Instrument201702130145
Transaction TypeTransfer
Record UpdatedFeb 24, 2017
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,145.11
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address421 196TH AVE E LAKE TAPPS WA 983919381, LAKE TAPPS, WA 98391-9381

Mortgage

Document Number1702130146
DateFeb 13, 2017
Instrument201702130146
Lender
NameBOEING EMPS CU
TypeCredit Union
AddressTUKWILA, WA 98168
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 12, 2047
Interest
Rate TypeAdjustable Rate
Rate3.75%

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
Unified School DistrictDieringer School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,435.00 (+8.35%)$623,800 (+14.52%) Land $287,900 Building $335,900$623,800 (+14.52%) Land $287,900 Building $335,900
2025$5,939.00 (+8.85%)
2024$5,456.00 (+4.82%)$544,700 (+3.52%) Land $254,600 Building $290,100$544,700 (+3.52%) Land $254,600 Building $290,100
2023$5,205.00$526,200 Land $244,300 Building $281,900$526,200 Land $244,300 Building $281,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBONNEY LAKE WATER DEPARTMENT CITY
serves 43,371 people · EPA ID WA5307650
Water SourcePurchased surface water from CITY OF TACOMA WATER DIVISION
Last State InspectionOct 2021
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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