421 15th St N, Virginia, MN 55792 Property Records

St. Louis County property record for 421 15th St N, Virginia, MN 55792

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,130 sqft · built 1925
Lot Size	0.103 acres (4,499 sqft)
Owner	Individual Name on File
Last Sale	$52,500 (Dec 2018)
Tax Bill	$864 (2026)
Deeds & Mortgages	Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`090-0070-01480`

Property Details

APN / Parcel Number

Primary APN	`090-0070-01480`
Alternative APN	`1063909`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,130 sqft Gross Area
1st Floor Area	610 sqft
Basement Area	192 sqft
Finished Basement	192 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Metal
Construction Type	Frame
Lot Area	4,499 sqft (0.103 acres)
Garage Area	672 sqft

Exterior Amenities

Deck Area	42 sqft
Patio Area	752 sqft
Storage Building	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1063909
Street Address	421 15TH ST N
City	VIRGINIA
State	MN
Zip	55792-2153
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 12 1/2 FT LOT 26 AND ALL LOT 27 SERIAL #
Legal Subdivision	FAIRVIEW ADDITION
Legal Block	6
Legal Lot Number	26-27
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	2
Census Block	2000
Census Tract	13000

Owner

421 15th St N is owned and occupied by an individual who bought it in December 2018.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	421 15TH ST N, VIRGINIA, MN 55792-2153
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2018 · Amount on File
Deed Sale	Dec 20, 2018 · Amount on File
Prior Sale	Oct 9, 2014 · Amount on File
Deed Document Number	20181006247
Record Updated	Sep 20, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 20, 2018
Property Address	421 15TH ST N, VIRGINIA, MN 55792-2153
Document Number	00T1006247
Instrument Date	Dec 13, 2018
Instrument	T1006247
Transaction Type	Transfer
Record Updated	Jan 7, 2019
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$173.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 15TH ST N VIRGINIA MN 557922153, VIRGINIA, MN 55792-2153

Mortgage

Document Number	T1006248
Date	Dec 20, 2018
Instrument	T1006248

Lender

Name	MINERS NAT'L BK/EVELETH
Type	Bank
Address	EVELETH, MN 55734

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 19, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 421 15th St N was $864 with a homeowner's exemption, up 111.8% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$864.00 (+111.76%) Homeowner's exemption
2025	$408.00 (-35.44%) Homeowner's exemption	$101,400 (+16.15%) Land $5,000 Building $96,400	$101,400 (+16.15%) Land $5,000 Building $96,400
2024	$632.00	$87,300 Land $4,700 Building $82,600	$87,300 Land $4,700 Building $82,600
2022		$63,900 Land $4,700 Building $59,200	$63,900 Land $4,700 Building $59,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 421 15th St N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 15th St N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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