421 14th St N, Virginia, MN 55792 Property Records

St. Louis County property record for 421 14th St N, Virginia, MN 55792

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 936 sqft · built 1912
Lot Size	0.103 acres (4,499 sqft)
Owner	Individual Name on File
Last Sale	$94,900 (Oct 2017)
Tax Bill	$1,376 (2026)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`090-0070-02310`

Property Details

APN / Parcel Number

Primary APN	`090-0070-02310`
Alternative APN	`1040109`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	936 sqft Gross Area
1st Floor Area	648 sqft
Basement Area	518 sqft
Finished Basement	518 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,499 sqft (0.103 acres)
Garage Area	480 sqft

Exterior Amenities

Porch	Slab
Porch Area	20 sqft
Deck Area	264 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1040109
Street Address	421 14TH ST N
City	VIRGINIA
State	MN
Zip	55792-2245
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 LOT 26 AND ALL LOT 27 SERIAL #
Legal Subdivision	FAIRVIEW ADD TO VIRGINIA
Legal Block	10
Legal Lot Number	26-27
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	2
Census Block	2011
Census Tract	13000

Owner

421 14th St N is owned and occupied by an individual who bought it in October 2017.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	421 14TH ST N, VIRGINIA, MN 55792-2245
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2017 · Amount on File
Deed Sale	Oct 19, 2017 · Amount on File
Prior Sale	Jun 3, 2016 · Amount on File
Deed Document Number	2017991122
Record Updated	Sep 20, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 19, 2017
Property Address	421 14TH ST N, VIRGINIA, MN 55792-2245
Document Number	000T991122
Instrument Date	Oct 18, 2017
Instrument	T991122
Transaction Type	Transfer
Record Updated	Nov 3, 2017
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$313.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 14TH ST N VIRGINIA MN 557922245, VIRGINIA, MN 55792-2245

Mortgage

Document Number	T991123
Date	Oct 19, 2017
Instrument	T991123

Lender

Name	LEND SMART MTG
Type	Mortgage Company
Address	SHOREVIEW, MN 55126

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 18, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 421 14th St N was $1,376 with a homeowner's exemption, up 46.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,376.00 (+46.07%) Homeowner's exemption
2025	$942.00 (-3.09%) Homeowner's exemption	$124,000 (+15.78%) Land $5,000 Building $119,000	$124,000 (+15.78%) Land $5,000 Building $119,000
2024	$972.00	$107,100 Land $4,700 Building $102,400	$107,100 Land $4,700 Building $102,400
2022		$78,200 Land $4,700 Building $73,500	$78,200 Land $4,700 Building $73,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 421 14th St N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 14th St N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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