421 13th St S, Moorhead, MN 56560 Property Records

Clay County property record for 421 13th St S, Moorhead, MN 56560

Property Summary

Property TypeSingle Family Home
Lot Size0.17 acres (7,500 sqft)
OwnerIndividual Name on File
Last Sale$105,000 (Aug 2008)
Tax Bill$2,422 (2026)
Deeds & MortgagesMay 2017 Mortgage
Flood ZoneZone X (moderate risk)
APN58.297.0430

Property Details

APN / Parcel Number

Primary APN58.297.0430

Exterior

Lot Area7,500 sqft (0.17 acres)

Location & Zoning

Street Address421 13TH ST S
CityMOORHEAD
StateMN
Zip56560-2936
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISIONNAME HIGHLAND ADD NO 2 LOT 027 BLOCK 026 SUBDIVISIONCD 58297 & LOT 28
Legal Range48
Legal Township139
Legal Section08
Legal SubdivisionHIGHLAND ADD NO 2
Legal Block26
Legal Lot Number27
JurisdictionCLAY MN
Township / Civil DivisionMOORHEAD
Census Block Group1
Census Block1014
Census Tract20300

Owner

Source: Clay County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address421 13TH ST S, MOORHEAD, MN 56560-2936
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 18, 2008 · Amount on Record
Deed SaleAug 18, 2008 · Amount on Record
Deed Document Number2008659210
Record UpdatedJun 8, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MN
Property Address421 13TH ST S, MOORHEAD, MN 56560-2936
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD REPUBLIC NATL TITLE INS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000768419
DateMay 11, 2017
Instrument768419
Lender
NameWELLS FARGO BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2047
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 12, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountyClay County
MunicipalityMoorhead City
Unified School DistrictMoorhead Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,422.00 (+16.78%)
2025$156,400 (+11.4%) Land $38,300 Building $118,100$156,400 (+11.4%) Land $38,300 Building $118,100
2023$2,074.00 Homeowner's exemption$140,400 Land $35,700 Building $104,700$140,400 Land $35,700 Building $104,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims55 (1978–2019)
Claims Outside the SFHA20 of 55
Most Recent ClaimApr 2019 · Severe Winter Storm, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms And Flooding, Apr 2011 · 11 claims
  • Flooding, Mar 2010 · 5 claims
  • Severe Flooding, High Winds,severe Storms, Apr 1997 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMoorhead
serves 44,583 people · EPA ID MN1140008
Water SourceSurface water
Last State InspectionSep 2025
Lead9 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midcontinent Communications
Cable · Fixed Wireless in parts of the area
2,000 / 1,000
Cable One
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Consolidated Communications, Park Region Mutual Telephone Company.

Nearby Properties on 13th St S

Nearby Streets

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