421 13th St N, Virginia, MN 55792 Property Records

St. Louis County property record for 421 13th St N, Virginia, MN 55792

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,135 sqft · built 1939
Lot Size	0.127 acres (5,541 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Jun 2022)
Tax Bill	$1,212 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`090-0070-03290`

Property Details

APN / Parcel Number

Primary APN	`090-0070-03290`
Alternative APN	`1131363`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,135 sqft Gross Area
1st Floor Area	938 sqft
Basement Area	241 sqft
Finished Basement	241 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,541 sqft (0.127 acres)
Garage Area	192 sqft
Deck Area	30 sqft
Storage Building	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1131363
Street Address	421 13TH ST N
City	VIRGINIA
State	MN
Zip	55792-2229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 24 AND 25 SERIAL #
Legal Subdivision	FAIRVIEW ADD TO VIRGINIA
Legal Block	13
Legal Lot Number	24-25
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	2
Census Block	2012
Census Tract	13000

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	421 13TH ST N, VIRGINIA, MN 55792-2229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2022 · Amount on Record
Deed Sale	Jun 8, 2022 · Amount on Record
Prior Sale	May 27, 2022 · Amount on Record
Deed Document Number	20221057439
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 8, 2022
Property Address	421 13TH ST N, VIRGINIA, MN 55792-2229
Document Number	0001057439
Instrument Date	May 27, 2022
Instrument	1057439
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 13TH ST N, VIRGINIA, MN 55792-2229

Mortgage

Document Number	0001057440
Date	Jun 8, 2022
Instrument	1057440

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,212.00 (+50.37%) Homeowner's exemption
2025	$806.00 (+2.54%) Homeowner's exemption	$116,700 (+15.66%) Land $6,100 Building $110,600	$116,700 (+15.66%) Land $6,100 Building $110,600
2024	$786.00	$100,900 (+41.32%) Land $5,800 Building $95,100	$100,900 (+41.32%) Land $5,800 Building $95,100
2022		$71,400 Land $5,800 Building $65,600	$71,400 Land $5,800 Building $65,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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