421 11th St NW, Buffalo, MN 55313 Property Records

Wright County property record for 421 11th St NW, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,208 sqft · built 2003
Lot Size	0.376 acres (16,388 sqft)
Owner	2 Individual Names on File
Last Sale	$48,900 (Nov 2002)
Tax Bill	$3,990 (2026)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`103-184-005010`

Property Details

APN / Parcel Number

Primary APN	`103-184-005010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	3 Stories
Building Area	1,208 sqft Living Area
1st Floor Area	1,208 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2008
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	16,388 sqft (0.376 acres)
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	36 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	421 11TH ST NW
City	BUFFALO
State	MN
Zip	55313-1056
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-19 TWP-120 RANGE-025 MILLS WOODS 3RD ADDN LOT-001 BLOCK-005 -005
Legal Range	025
Legal Township	120
Legal Section	19
Legal Subdivision	MILLS WOODS 3RD ADDN
Legal Block	5
Legal Lot Number	1
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	1
Census Block	1009
Census Tract	100701

Owner

421 11th St NW is owned and occupied by two individuals who bought it in November 2002.

Source: Wright County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	421 11TH ST NW, BUFFALO, MN 55313-1056
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2002 · Amount on File
Deed Sale	Nov 25, 2002 · Amount on File
Deed Document Number	200281405
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	421 11TH ST NW, BUFFALO, MN 55313-1056
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CENTRAL LAND TTL GUARANTEE C

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001427504
Date	May 26, 2020
Instrument	1427504

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 421 11th St NW was $3,990.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,990.00	$336,100 (+0.66%) Land $75,000 Building $261,100	$336,100 (+0.66%) Land $75,000 Building $261,100
2025		$333,900 Land $75,000 Building $258,900	$333,900 Land $75,000 Building $258,900
2023	$3,632.00 (+3.18%)	$321,600 Land $70,000 Building $251,600	$321,600 Land $70,000 Building $251,600
2022	$3,520.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 421 11th St NW in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	16 (1983–1986)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Oct 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 11th St NW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Buffalo Fiber, Verizon, Xtratyme Technologies.

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