421 10th St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 421 10th St, Troy, NY 12180

Property Summary

Property Type	Duplex
Details	8 bd · 2 ba · 2,408 sqft · built 1920
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Feb 2025)
Tax Bill	$3,839 (2026)
Deeds & Mortgages	Apr 2024 Refinance Aug 2022 Refinance + 2 more
APN	`381700 90.79-5-31`

Property Details

APN / Parcel Number

Primary APN	`381700 90.79-5-31`
Alternative APN	`1007710`

Interior

Bedrooms	8 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,408 sqft Total Area
1st Floor Area	1,204 sqft
2nd Floor Area	1,204 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	2,614 sqft (0.06 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1007710
Street Address	421 10TH ST
City	TROY
State	NY
Zip	12180-1619
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MF
Legal Block	5
Legal Lot Number	31.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	2
Census Block	2004
Census Tract	40500

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	955 HELDERBERG AVE, SCHENECTADY, NY 12306-4917
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance COMMERCIAL LENDER LLC
Aug 2, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance RCN CAPITAL LLC
Aug 31, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage AMERISTAR FINANCIAL CORPORATION
Apr 23, 2019	Quit Claim Deed, Mortgage · Conventional with PMI CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2025 · Amount on Record
Deed Sale	Feb 25, 2025 · Amount on Record
Prior Sale	Aug 31, 2021 · Amount on Record
Deed Document Number	20252025-653110
Deed Book / Page	10900 / 51
Prior Transfer Date	Apr 19, 2019
Prior Transfer Doc	0000550157
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	421 10TH ST, TROY, NY 12180-1619
Transaction Type	Mortgage
Record Updated	Apr 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0106400302
Date	Apr 3, 2024
Book Page	10640/302
Instrument	2024-640131

Lender

Name	COMMERCIAL LENDER LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	421 10TH ST, TROY, NY 12180-1619
Transaction Type	Mortgage
Record Updated	Mar 14, 2023
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101380151
Date	Aug 2, 2022
Book Page	10138/151
Instrument	2022-614760

Lender

Name	RCN CAPITAL LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Aug 31, 2021
Property Address	421 10TH ST, TROY, NY 12180-1619
Document Number	0097200081
Book / Page	9720 / 81
Instrument Date	Aug 5, 2021
Instrument	2021-595372
Transaction Type	Transfer
Record Updated	Mar 14, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6210 WOODSIDE AVE APT 403, 403, WOODSIDE, NY 11377-3682

Mortgage

Document Number	2021595373
Date	Aug 31, 2021
Instrument	2021-595373

Lender

Name	AMERISTAR FINANCIAL CORPORATION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	RENSSELAER NY
Recording Date	Apr 23, 2019
Property Address	421 10TH ST, TROY, NY 12180-1619
Document Number	0000550157
Book / Page	008810 / 000329
Instrument Date	Apr 19, 2019
Instrument	550157
Transaction Type	Mortgage
Record Updated	May 16, 2019
Title Company	OLD HERITAGE TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 GORMAN RD ALBANY NY 122041229, ALBANY, NY 12204-1229

Mortgage

Document Number	550159
Date	Apr 23, 2019
Book Page	008810/000335
Instrument	550159

Lender

Name	CAPITAL COMMUNICATIONS FCU
Address	ALBANY, NY 12205

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Apr 22, 2039

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,839.00 (-9.31%)
2025	$4,233.00 (+52.43%)	$65,000 (+8.33%) Land $8,400 Building $56,600	$111,300 (+29.87%) Land $14,383 Building $96,917
2023		$60,000 (-) Land $8,400 Building $51,600	$85,700 (+8.55%) Land $11,998 Building $73,702
2022	$2,777.00	$60,000 Land $8,400 Building $51,600	$78,947 Land $11,053 Building $67,894

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1983–1987)
Most Recent Claim	Apr 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hudson Valley Wireless.

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