421 10th Ave, Vero Beach, FL 32962 Property Records

Indian River County property record for 421 10th Ave, Vero Beach, FL 32962

Property Summary

Property TypeSingle Family Home
Details1,572 sqft · built 1983
Lot Size0.369 acres (16,117 sqft)
Owner2 Individual Names on File
Last Sale$92,000 (Sep 1998)
Tax Bill$1,762 (2025)
Deeds & MortgagesApr 2022 Mortgage
Oct 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN33-39-13-00016-0004-00015.0

Property Details

APN / Parcel Number

Primary APN33-39-13-00016-0004-00015.0
Alternative APN
  • 77142

Interior

Plumbing Fixtures6 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,572 sqft Living Area
1st Floor Area1,572 sqft
Utility Area40 sqft
Utility RoomUtility Room
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1983
Exterior MaterialFiber Cement Siding
Construction TypeWood Frame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,117 sqft (0.369 acres)
Lot Dimensions141 ft deep x 113 ft wide
Garage Area504 sqft
DrivewayDriveway
Driveway Area1,050 sqft

Exterior Amenities

Pool Area450 sqft
PorchFinished/Screened Porch
Porch Area200 sqft
Deck Area80 sqft
Patio Area775 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number77142
Street Address421 10TH AVE
CityVERO BEACH
StateFL
Zip32962-1532
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionPINECREST UNIT 2 BLK D LOT 15 PBI 11-2
Legal Range39
Legal Township33
Legal Section13
Legal SubdivisionPINECREST SUB UNIT 2
Legal BlockD
Legal Lot Number15
Legal Unit2
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group4
Census Block4005
Census Tract50602

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address421 10TH AVE, VERO BEACH, FL 32962-1532
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2022Deed of Trust, Mortgage · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP
Oct 23, 2017Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Dec 4, 2020Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 21, 1998 · Amount on File
Deed SaleSep 21, 1998 · Amount on File
Deed Document Number0123202371
Deed Book / Page01232 / 02371
Record UpdatedJun 8, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address421 10TH AVE, VERO BEACH, FL 32962-1532
Transaction TypeMortgage
Record UpdatedApr 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 10TH AVE, VERO BEACH, FL 32962-1532

Mortgage

Document Number0035262003
DateApr 1, 2022
Book Page3526/2003
Instrument3120220020912
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2052

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address421 10TH AVE, VERO BEACH, FL 32962-1532
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030641707
DateOct 23, 2017
Book Page3064/1707
Instrument3120170060684
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2047

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address421 10TH AVE, VERO BEACH, FL 32962-1532
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 10TH AVE, VERO BEACH, FL 32962-1532

Mortgage

Document Number0033631198
DateDec 4, 2020
Book Page3363/1198
Instrument3120200073185
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term359 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,762.00 (+24.26%)$136,632 (+5.99%)$299,988 (+3.2%) Land $41,696 Building $258,292
2023$1,418.00 (+3.35%)$128,914 (+3%)$290,675 (+14.8%) Land $41,696 Building $248,979
2022$1,372.00$125,160$253,196 Land $41,696 Building $211,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims14 (1995–2017)
Claims Outside the SFHA13 of 14
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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