42090 Adelbert St, Elyria, OH 44035 Property Records

Lorain County property record for 42090 Adelbert St, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1900
Square Footage1,912 sqft Living Area
Lot Size8,712 sqft (0.2 acres)
OccupancyOwner Occupied
Last Sale$117,000 (2021)
Tax Bill$2,508.00 (2025)

Owner

Source: Lorain County records · APN 06-24-040-101-028

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address42090 ADELBERT ST, ELYRIA, OH 44035-2504
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
US BANK FULFILLMENT
Jan 12, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
HOWARD HANNA MORTGAGE SERVICES INC
May 26, 2020Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
ROYAL UNITED MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 12, 2021 · Amount on Record
Deed SaleJan 12, 2021 · Amount on Record
Prior SaleMar 14, 2003
Deed Doc Number2021000181
Record RefreshedJun 08, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address42090 ADELBERT ST, ELYRIA, OH 44035-2504
Transaction TypeMortgage
Record UpdatedNov 01, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address42090 ADELBERT ST, ELYRIA, OH 44035-2504

Mortgage

Document Number0000933620
DateOct 24, 2023
Instrument2023-0933620
Lender
NameUS BANK FULFILLMENT
TypeNon-Lending Institution
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term328 Months
DueFeb 01, 2051

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateJan 12, 2021
Property Address42090 ADELBERT ST, ELYRIA, OH 44035-2504
Document Number0000797854
Map ReferenceVOL 6 PG 43
Instrument DateJan 07, 2021
Instrument2021-0797854
Transaction TypeTransfer
Record UpdatedApr 29, 2022
Title CompanyMILLER HOME TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address42090 ADELBERT ST, ELYRIA, OH 44035-2504

Mortgage

Document Number0000797855
DateJan 12, 2021
Instrument2021-0797855
Lender
NameHOWARD HANNA MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address42090 ADELBERT ST, ELYRIA, OH 44035-2504
Document Number0000763485
Instrument DateMay 26, 2020
Transaction TypeMortgage
Record UpdatedJun 23, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address42090 ADELBERT ST ELYRIA OH 440352504, ELYRIA, OH 44035-2504

Mortgage

Document Number0000763485
DateJun 08, 2020
Instrument763485
Lender
NameROYAL UNITED MTG
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJun 07, 2050

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
County SubdivisionElyria Township
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,508.00$45,630 (-) Land $7,280 Building $38,350$130,370 (-) Land $20,790 Building $109,580
2024$2,508.00 (+31.17%)$45,630 (+53.95%) Land $7,277 Building $38,353$130,370 (+53.96%) Land $20,790 Building $109,580
2023$1,912.00 (+0.37%)$29,639 (%) Land $8,572 Building $21,067$84,680 (-) Land $24,490 Building $60,190
2022$1,905.00$29,640 Land $8,570 Building $21,070
2021$84,680 Land $24,490 Building $60,190

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 5% of the US · above 25% of Ohio
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN06-24-040-101-028

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area1,912 sqft Living Area
1st Floor956 sqft 1st Floor
2nd Floor956 sqft 2nd Floor
Stories2 Stories
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Architectural StyleTraditional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Lot Area8,712 sqft (0.2 acres)
Depth X Width146 ft x 60 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area480 sqft Garage

Exterior Amenities

Deck Area60 sqft Deck
Patio Area60 sqft Patio
PorchOpen Porch
Porch Area132 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address42090 ADELBERT ST
CityELYRIA
StateOH
Zip44035-2504
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionORCHARD GROVE 60 X 146
Legal SubdivisionORCHARD GROVE ALLOTMENT
Legal Tract24
Legal Block101
Legal Lot Number19
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup1
Census Block1009
Census Tract70300

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