4209 Willow Hammock Dr, Palmetto, FL 34221 Property Records

Manatee County property record for 4209 Willow Hammock Dr, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,252 sqft · built 2019
Lot Size	0.133 acres (5,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Jun 2019)
Tax Bill	$4,566 (2024)
Deeds & Mortgages	Nov 2023 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7450-2945-9`

Property Details

APN / Parcel Number

Primary APN	`7450-2945-9`
Alternative APN	`341804745029459`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,252 sqft Living Area
Gross Area	2,756 sqft
1st Floor Area	890 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,800 sqft (0.133 acres)
View / Lot	Standard
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	64 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4209 WILLOW HAMMOCK DR
City	PALMETTO
State	FL
Zip	34221-2802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 75, SILVERSTONE SOUTH PI #7450.2945/9
Legal Range	18E
Legal Township	34S
Legal Section	04
Legal Subdivision	SILVERSTONE SOUTH
Legal Lot Number	75
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	4
Census Block	4008
Census Tract	1904

Owner

Source: Manatee County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4209 WILLOW HAMMOCK DR, PALMETTO, FL 34221-2802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2023	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Oct 16, 2020	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Jun 14, 2019	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2019 · Amount on Record
Deed Sale	Jun 14, 2019 · Amount on Record
Deed Document Number	201958572
Deed Book / Page	2787 / 1891
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4209 WILLOW HAMMOCK DR, PALMETTO, FL 34221-2802
Transaction Type	Mortgage
Record Updated	Dec 25, 2023
Title Company	MC TITLE, MSC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4209 WILLOW HAMMOCK DR, PALMETTO, FL 34221-2802

Mortgage

Document Number	0041126917
Date	Nov 30, 2023
Instrument	202341126917

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4209 WILLOW HAMMOCK DR, PALMETTO, FL 34221-2802
Document Number	0041116007
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Nov 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4209 WILLOW HAMMOCK DR PALMETTO FL 342212802, PALMETTO, FL 34221-2802

Mortgage

Document Number	0041116007
Date	Oct 26, 2020
Instrument	41116007

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2050

June 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jun 14, 2019
Property Address	4209 WILLOW HAMMOCK DR, PALMETTO, FL 34221-2802
Document Number	0027871891
Book / Page	2787 / 1891
Map Reference	MB 63 PG 115
Instrument Date	Jun 13, 2019
Instrument	201941058572
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 1, 2021
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12602 TELECOM DR # 100, 12602, TEMPLE TERRACE, FL 33637-0935

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4209 WILLOW HAMMOCK DR, PALMETTO, FL 34221-2802

Mortgage

Document Number	27871892
Date	Jun 14, 2019
Instrument	2787-1892

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,395 (+2.7%)	$346,633 (-0.97%) Land $25,500 Building $321,133
2025		$237,970 (+5.99%)	$350,013 (-15.71%) Land $25,500 Building $324,513
2024	$4,566.00 (+1.02%)
2023	$4,520.00 (+1.82%) Homeowner's exemption	$224,527 (+3%)	$415,234 (+16.28%) Land $25,500 Building $389,734
2022	$4,439.00 Homeowner's exemption	$217,987	$357,098 Land $25,000 Building $332,098

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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