4209 Whispering Oaks, Temple, TX 76504 Property Records

Bell County property record for 4209 Whispering Oaks, Temple, TX 76504

Property Summary

Property Type	Single Family Home
Details	2,523 sqft · built 2016
Lot Size	0.195 acres (8,516 sqft)
Owner	Company Name on File
Deeds & Mortgages	Sep 2021 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0808045716`

Property Details

APN / Parcel Number

Primary APN	`0808045716`
Alternative APNs	`335940` `817135`

Interior

Stories	2 Stories
Building Area	2,523 sqft Living Area
1st Floor Area	1,451 sqft
2nd Floor Area	1,072 sqft

Exterior

Year Built	Built 2016
Lot Area	8,516 sqft (0.195 acres)
Lot Dimensions	120 ft deep x 71 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	133 sqft
Deck Area	240 sqft
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Account Number	817135
Street Address	4209 WHISPERING OAKS
City	TEMPLE
State	TX
Zip	76504-2104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIBERTY HILL PHASE II, BLOCK 005, LOT 0001
Legal Subdivision	LIBERTY HILL PHASE II
Legal Block	5
Legal Lot Number	1
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2003
Census Tract	21201

Owner

4209 Whispering Oaks is owned by a company that acquired it in September 2021.

Source: Bell County records, as of November 9, 2023

Owner of Record	Company Name on File
Mailing Address	4209 WHISPERING OAKS, TEMPLE, TX 76504-2104
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Nov 5, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 6, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2021
Deed Sale	Sep 20, 2021
Prior Sale	Sep 29, 2016
Deed Document Number	2021060999
Record Updated	Jun 7, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Sep 20, 2021
Property Address	4209 WHISPERING OAKS, TEMPLE, TX 76504-2104
Document Number	0000060999
Map Reference	DOC 2014-17A-17B
Instrument Date	Sep 18, 2021
Instrument	2021060999
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

Mortgage

Document Number	0000061020
Date	Sep 20, 2021
Instrument	2021061020

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	4209 WHISPERING OAKS, TEMPLE, TX 76504-2104
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061057
Date	Nov 5, 2020
Instrument	2020-00061057

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	4209 WHISPERING OAKS, TEMPLE, TX 76504-2104
Document Number	0000007277
Instrument Date	Feb 6, 2020
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4209 WHISPERING OAKS TEMPLE TX 765042104, TEMPLE, TX 76504-2104

Mortgage

Document Number	0000007277
Date	Feb 13, 2020
Instrument	7277

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2050

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$362,198 Land $32,000 Building $330,198	$362,198 Land $32,000 Building $330,198

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4209 Whispering Oaks in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4209 Whispering Oaks is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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