4209 W 8th St, Duluth, MN 55807 Property Records

St. Louis County property record for 4209 W 8th St, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,155 sqft · built 1915
Lot Size	0.113 acres (4,954 sqft)
Owner	Individual Name on File
Tax Bill	$2,100 (2026)
Deeds & Mortgages	May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-0840-01390`

Property Details

APN / Parcel Number

Primary APN	`010-0840-01390`
Alternative APN	`738073`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,155 sqft Gross Area
1st Floor Area	660 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Lot Area	4,954 sqft (0.113 acres)
Garage Area	624 sqft
Pool Type	Spa / Hot Tub (No Pool)
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	738073
Street Address	4209 W 8TH ST
City	DULUTH
State	MN
Zip	55807-1561
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 AND E 1/2 LOT 6 SERIAL #
Legal Subdivision	DICKERMANS DIVISION OF DULUTH
Legal Block	4
Legal Lot Number	5-6
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3000
Census Tract	15800

Owner

4209 W 8th St is owned and occupied by an individual who acquired it in October 2002.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	4209 W 8TH ST, DULUTH, MN 55807-1561
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 30, 2002
Transfer Doc	0000738014
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4209 W 8TH ST, DULUTH, MN 55807-1561
Document Number	000T998641
Instrument Date	May 24, 2018
Transaction Type	Mortgage
Record Updated	Jun 25, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4209 W 8TH ST DULUTH MN 558071561, DULUTH, MN 55807-1561

Mortgage

Document Number	000T998641
Date	Jun 1, 2018
Instrument	T998641

Lender

Name	PARK ST BK
Type	Bank
Address	DULUTH, MN 55806

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 31, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 4209 W 8th St was $2,100 with a homeowner's exemption, up 0.2% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,100.00 (+0.19%) Homeowner's exemption
2025	$2,096.00 (+1.85%) Homeowner's exemption	$192,600 (+7.72%) Land $12,800 Building $179,800	$192,600 (+7.72%) Land $12,800 Building $179,800
2024	$2,058.00	$178,800 Land $13,700 Building $165,100	$178,800 Land $13,700 Building $165,100
2022		$148,400 Land $12,600 Building $135,800	$148,400 Land $12,600 Building $135,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4209 W 8th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4209 W 8th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Airfiber Fixed Wireless	100 / 20