4209 Stencar Dr, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 4209 Stencar Dr, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,075 sqft · built 1974
Lot Size	0.26 acres (11,326 sqft)
Owner	Company Name on File
Last Sale	$680,000 (Aug 2021)
Tax Bill	$8,666 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2021 Sale
Flood Zone	Zone X (moderate risk)
APN	`242-0163-006-0000`

Property Details

APN / Parcel Number

Primary APN	`242-0163-006-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,075 sqft Living Area
1st Floor Area	2,075 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4209 STENCAR DR
City	FAIR OAKS
State	CA
Zip	95628-6928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	SKYLINE PARK 01, LOT 42
Legal Subdivision	SKYLINE PARK 01
Legal Lot Number	42
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3002
Census Tract	8010

Owner

4209 Stencar Dr is owned by a company that bought it in August 2021 and is owner-occupied.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	Company Name on File
Mailing Address	4209 STENCAR DR, FAIR OAKS, CA 95628-6928
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN ONLINE MORTGAGE
Aug 25, 2021	Grant Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2021 · Amount on File
Deed Sale	Aug 25, 2021 · Amount on File
Deed Document Number	2021518
Deed Book / Page	20210825 / 518
Prior Transfer Date	Mar 24, 2009
Prior Transfer Doc	4060000000951
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4209 STENCAR DR, FAIR OAKS, CA 95628-6928
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4209 STENCAR DR, FAIR OAKS, CA 95628-6928

Mortgage

Document Number	0000000566
Date	Feb 22, 2021
Instrument	202102220566

Lender

Name	AMERICAN ONLINE MORTGAGE
Type	Non-Lending Institution
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 25, 2021
Property Address	4209 STENCAR DR, FAIR OAKS, CA 95628-6928
Document Number	2021082500518
Map Reference	MB 44 MAP 33
Instrument Date	Aug 20, 2021
Instrument	2021082500518
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4209 STENCAR DR, FAIR OAKS, CA 95628-6928

Tax Assessment & Valuation

The 2025 property tax bill for 4209 Stencar Dr was $8,666 with a homeowner's exemption, up 0.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$736,053 (+2%) Land $140,716 Building $595,337
2025	$8,666.00 (+0.78%) Homeowner's exemption	$721,621 Land $137,957 Building $583,664
2024	$8,599.00 (+3.03%)
2023	$8,346.00 (+0.38%) Homeowner's exemption	$693,600 Land $132,600 Building $561,000
2022	$8,314.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4209 Stencar Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4209 Stencar Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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