4209 N 25th St, Waco, TX 76708 Property Records

McLennan County property record for 4209 N 25th St, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,845 sqft · built 2012
Lot Size	0.289 acres (12,566 sqft)
Owner	2 Individual Names on File
Last Sale	$139,500 (Jun 2013)
Tax Bill	$3,211 (2025)
Deeds & Mortgages	Jun 2018 Line of Credit Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-010201-000100-0`

Property Details

APN / Parcel Number

Primary APN	`48-010201-000100-0`
Alternative APNs	`4801020100010000101` `169389`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,845 sqft Living Area
1st Floor Area	1,845 sqft
Flooring	Carpet

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	12,566 sqft (0.289 acres)
Garage Area	420 sqft
Driveway	Concrete Driveway
Driveway Area	1,600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	150 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4209 N 25TH ST
City	WACO
State	TX
Zip	76708-1108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	CRANFORD JOHN W LOT 1 BLOCK 1 ACRES .2885
Legal Subdivision	CRANFORD JOHN W
Legal Block	1
Legal Lot Number	1
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2000
Census Tract	3000

Owner

4209 N 25th St is owned and occupied by two individuals who bought it in June 2013.

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4209 N 25TH ST, WACO, TX 76708-1108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2018	Deed of Trust, Mortgage · Line of Credit ALLIANCE BANK CENTRAL TEXAS
Jan 22, 2021	Deed of Trust, Mortgage · Closed-End Mortgage ALLIANCE BANK CENTRAL TEXAS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2013 · Amount on File
Deed Sale	Jun 26, 2013 · Amount on File
Prior Sale	Aug 15, 2011
Deed Document Number	201321942
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	4209 N 25TH ST, WACO, TX 76708-1108
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020251
Date	Jun 19, 2018
Instrument	2018020251

Lender

Name	ALLIANCE BANK CENTRAL TEXAS
Type	Bank
Address	WACO, TX 76714

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jun 18, 2023

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	4209 N 25TH ST, WACO, TX 76708-1108
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002571
Date	Jan 22, 2021
Instrument	2021002571

Lender

Name	ALLIANCE BANK CENTRAL TEXAS
Type	Bank
Address	WACO, TX 76714

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 21, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 4209 N 25th St was $3,211 with a homeowner's exemption, down 2.1% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$248,000 (+6.85%) Land $36,567 Building $211,433	$248,000 (-10.14%) Land $36,567 Building $211,433
2025	$3,211.00 (-2.13%) Homeowner's exemption	$232,100 Land $33,180 Building $242,820	$276,000 Land $33,180 Building $242,820
2024	$3,281.00
2023		$211,000 Land $33,180 Building $177,820	$211,000 Land $33,180 Building $177,820
2022	$3,269.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4209 N 25th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4209 N 25th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink.

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