Cleveland County property record for 4209 Harrogate Dr, Norman, OK 73072
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,109 sqft · built 1997 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Apr 2005) |
| Tax Bill | $5,263 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage May 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | NC29BH21B 3 15001 |
| Primary APN | NC29BH21B 3 15001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,109 sqft Living Area |
| 1st Floor Area | 2,515 sqft |
| 2nd Floor Area | 1,594 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 612 sqft |
| Porch | Porch |
| Porch Area | 110 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 25472 |
|---|---|
| Old Parcel Number | 25472 |
| Street Address | 4209 HARROGATE DR |
| City | NORMAN |
| State | OK |
| Zip | 73072-3938 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BROOKHAVEN 21B LOT 15 BLK 3 |
| Legal Range | 03W |
| Legal Township | 09N |
| Legal Section | 27 |
| Legal Subdivision | BROOKHAVEN 21B |
| Legal Block | 3 |
| Legal Lot Number | 15 |
| Jurisdiction | CLEVELAND OK |
| Township / Civil Division | NORMAN |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 201512 |
4209 Harrogate Dr is owned and occupied by an individual who bought it in April 2005.
Source: Cleveland County records, as of February 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4209 HARROGATE DR, NORMAN, OK 73072-3938 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CLEARING CORPORATION |
| May 29, 2020 | Deed of Trust, Mortgage · Conventional with PMI MORTGAGE CLEARING |
| Oct 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage TINKER FCU |
| Aug 11, 2017 | Deed of Trust, Mortgage · Conventional with PMI MIDFIRST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2005 · Amount on File |
| Deed Sale | Apr 4, 2005 · Amount on File |
| Deed Document Number | 2005 14025 |
| Deed Book / Page | 3978 / 0186 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 4209 HARROGATE DR, NORMAN, OK 73072-3938 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | R202140071 |
|---|---|
| Date | Sep 17, 2021 |
| Book Page | 6312/1443 |
| Instrument | R 2021 40071 |
| Name | MORTGAGE CLEARING CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | TULSA, OK 74105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 4209 HARROGATE DR, NORMAN, OK 73072-3938 |
| Document Number | 0000018058 |
| Instrument Date | May 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4209 HARROGATE DR NORMAN OK 730723938, NORMAN, OK 73072-3938 |
| Document Number | 0000018058 |
|---|---|
| Date | Jun 8, 2020 |
| Book Page | 006067/000302 |
| Instrument | 18058 |
| Name | MORTGAGE CLEARING |
|---|---|
| Type | Mortgage Company |
| Address | TULSA, OK 74105 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 7, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 4209 HARROGATE DR, NORMAN, OK 73072-3938 |
| Document Number | 0000035013 |
| Instrument Date | Oct 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4209 HARROGATE DR NORMAN OK 730723938, NORMAN, OK 73072-3938 |
| Document Number | 0000035013 |
|---|---|
| Date | Nov 1, 2018 |
| Book Page | 005861/000265 |
| Instrument | 35013 |
| Name | TINKER FCU |
|---|---|
| Type | Credit Union |
| Address | TINKER AFB, OK 73145 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 31, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 4209 HARROGATE DR, NORMAN, OK 73072-3938 |
| Document Number | 0000027192 |
| Instrument Date | Aug 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4209 HARROGATE DR NORMAN OK 730723938, NORMAN, OK 73072-3938 |
| Document Number | 0000027192 |
|---|---|
| Date | Aug 16, 2017 |
| Book Page | 005710/000159 |
| Instrument | 27192 |
| Name | MIDFIRST BK |
|---|---|
| Type | Federal Savings Bank |
| Address | OKLAHOMA CITY, OK 73162 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 15, 2032 |
The 2025 property tax bill for 4209 Harrogate Dr was $5,263 with a homeowner's exemption.
Source: Cleveland County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cleveland County |
| Municipality | Norman City |
| Unified School District | Norman Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,263.00 Homeowner's exemption | $44,853 Land $7,274 Building $37,579 | $542,579 Land $88,000 Building $454,579 |
| 2023 | $4,956.00 Homeowner's exemption | $42,279 Land $7,099 Building $35,180 | $524,093 Land $88,000 Building $436,093 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4209 Harrogate Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4209 Harrogate Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| OEC Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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