4209 Erath St, Waco, TX 76710 Property Records

McLennan County property record for 4209 Erath St, Waco, TX 76710

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 1,519 sqft · built 1952
Lot Size	0.278 acres (12,104 sqft)
Owner	Individual Name on File
Last Sale	$232,750 (Apr 2025)
Tax Bill	$4,577 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Apr 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`48-038200-033500-7`

Property Details

APN / Parcel Number

Primary APN	`48-038200-033500-7`
Alternative APNs	`4803820003350070111` `190603`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	1 Story
Building Area	1,519 sqft Living Area
Gross Area	1,994 sqft
1st Floor Area	1,519 sqft
Flooring	Carpet

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1976
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	12,104 sqft (0.278 acres)
Lot Dimensions	136 ft deep x 89 ft wide
Garage Type	Attached
Garage Area	475 sqft
Driveway	Asphalt Driveway
Driveway Area	480 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4209 ERATH ST
City	WACO
State	TX
Zip	76710-5021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	SOUTH OVERLOOK LOT 6 BLOCK Z ACRES .2779
Legal Subdivision	SOUTH OVERLOOK
Legal Block	Z
Legal Lot Number	6
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1011
Census Tract	2498

Owner

4209 Erath St is owned and occupied by an individual who bought it in April 2025.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	4209 ERATH ST, WACO, TX 76710-5021
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2025	Vendor's Lien, Transfer · Conventional Mortgage GARDEN STATE HOME LOANS INC
Apr 5, 2024	Vendor's Lien, Transfer · Line of Credit ALLIANCE BANK CENTRAL TEXAS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2025 · Amount on File
Deed Sale	Apr 3, 2025 · Amount on File
Prior Sale	Apr 5, 2024 · Amount on File
Deed Document Number	20259854
Prior Transfer Date	Aug 9, 2013
Prior Transfer Doc	0000028897
Record Updated	Oct 29, 2026

April 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Apr 3, 2025
Property Address	4209 ERATH ST, WACO, TX 76710-5021
Document Number	0000009854
Map Reference	VOL 734 PG 172
Instrument Date	Apr 1, 2025
Instrument	2025009854
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	ALA TITLE, ALAMO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4209 ERATH ST, WACO, TX 76710-5021

Mortgage

Document Number	0000009855
Date	Apr 3, 2025
Instrument	2025009855

Lender

Name	GARDEN STATE HOME LOANS INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

April 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Apr 5, 2024
Property Address	4209 ERATH ST, WACO, TX 76710-5021
Document Number	0000010190
Map Reference	VOL 734 PG 172
Instrument Date	Apr 5, 2024
Instrument	2024010190
Transaction Type	Transfer
Record Updated	Apr 19, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4151 MEYERS LN, WACO, TX 76705-2012

Mortgage

Document Number	0000010191
Date	Apr 5, 2024
Instrument	2024010191

Lender

Name	ALLIANCE BANK CENTRAL TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Apr 5, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 4209 Erath St was $4,577, down 20.9% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,067 (-14.58%) Land $29,050 Building $202,017	$231,067 (-14.58%) Land $29,050 Building $202,017
2025	$4,577.00 (-20.87%) Homeowner's exemption	$270,500 Land $26,510 Building $243,990	$270,500 Land $26,510 Building $243,990
2024	$5,784.00
2023		$237,900 Land $26,510 Building $211,390	$237,900 Land $26,510 Building $211,390
2022	$5,333.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4209 Erath St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4209 Erath St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Central Link Broadband.

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