Highlands County property record for 4209 Elson Ave, Sebring, FL 33875 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1998 |
| Square Footage | 1,739 sqft Living Area |
| Lot Size | 8,625 sqft (0.198 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $178,000 (2021) |
| Tax Bill | $366.00 (2024) |
| Primary APN | C025805014400170 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Building Area | 1,739 sqft Living Area |
| 1st Floor | 1,353 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Stucco Exterior |
| Construction Type | Concrete Blocks Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,625 sqft (0.198 acres) |
| Depth X Width | 115 ft x 75 ft Depth x Width |
| Driveway | 1 Driveway |
| Driveway Area | 442 sqft Driveway |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 487 sqft Garage |
| Pool Area | 64 sqft Pool |
|---|---|
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 64 sqft Shed |
| Porch | Open Porch |
| Porch Area | 248 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Electric Heating Fuel |
| Old Parcel Number | C025805014400170 |
|---|---|
| Street Address | 4209 ELSON AVE |
| City | SEBRING |
| State | FL |
| Zip | 33875-4837 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LAKEWOOD TERRACE ADD SHEET NO 3 PLAT BK 2-PG 94 S 1/2 OF LOT 17+ ALL LOT 18 BLK 144 |
| Legal Range | 28E |
| Legal Township | 35S |
| Legal Section | 02 |
| Legal Subdivision | LAKEWOOD TERRACE ADD |
| Legal Block | 144 |
| Legal Lot Number | 17+ |
| Jurisdiction | HIGHLANDS FL |
| Minor Civil Division | SEBRING |
| Census Blockgroup | 2 |
| Census Block | 2025 |
| Census Tract | 961301 |
Source: Highlands County records · APN C025805014400170
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4209 ELSON AVE, SEBRING, FL 33875-4837 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 04, 2026 | Deed of Trust, Mortgage · Veterans Administration Mortgage EXPERT MORTGAGE LENDING LLC |
| Apr 23, 2024 | Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC |
| Jan 13, 2022 | Deed of Trust, Mortgage · Veterans Administration Mortgage TEXANA BANK NA |
| Mar 29, 2021 | Warranty Deed, Transfer · Veterans Administration Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Nov 21, 2018 | Warranty Deed, Transfer · Conventional Mortgage METROPLEX MORTGAGE SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 29, 2021 · Amount on Record |
| Deed Sale | Mar 29, 2021 · Amount on Record |
| Prior Sale | Nov 21, 2018 · Amount on Record |
| Deed Doc Number | 2026523 |
| Deed Book / Page | 2812 / 615 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 4209 ELSON AVE, SEBRING, FL 33875-4837 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4209 ELSON AVE, SEBRING, FL 33875-4837 |
| Document Number | 0002302332 |
|---|---|
| Date | Mar 04, 2026 |
| Book Page | 3177/902 |
| Instrument | 2302332 |
| Name | EXPERT MORTGAGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 4209 ELSON AVE, SEBRING, FL 33875-4837 |
| Transaction Type | Mortgage |
| Record Updated | May 09, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4209 ELSON AVE, SEBRING, FL 33875-4837 |
| Document Number | 0002199801 |
|---|---|
| Date | Apr 23, 2024 |
| Book Page | 3038/1564 |
| Instrument | 2199801 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 4209 ELSON AVE, SEBRING, FL 33875-4837 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2022 |
| Title Company | VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 4209 ELSON AVE, SEBRING, FL 33875-4837 |
| Document Number | 0002072635 |
|---|---|
| Date | Jan 13, 2022 |
| Book Page | 2877/495 |
| Instrument | 2072635 |
| Name | TEXANA BANK NA |
|---|---|
| Type | Bank |
| Address | TEXARKANA, TX 75503 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Mar 29, 2021 |
| Property Address | 4209 ELSON AVE, SEBRING, FL 33875-4837 |
| Document Number | 0002026523 |
| Book / Page | 2812 / 615 |
| Map Reference | MB 2 PG 94 |
| Instrument Date | Mar 26, 2021 |
| Instrument | 2026523 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,246.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4209 ELSON AVE, 4209, SEBRING, FL 33875-4837 |
| Name | Verified Name |
|---|---|
| Address | 4209 ELSON AVE, SEBRING, FL 33875-4837 |
| Document Number | 0002812617 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 2812/617 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Nov 21, 2018 |
| Property Address | 4209 ELSON AVE, SEBRING, FL 33875-4837 |
| Document Number | 0001919262 |
| Book / Page | 2665 / 1830 |
| Map Reference | MB2 PG94 SH3 |
| Instrument Date | Nov 16, 2018 |
| Instrument | 1919262 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | HEARTLAND TITLE INS AGENCY C |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4209 ELSON AVE, 4209, SEBRING, FL 33875-4837 |
| Name | Verified Name |
|---|---|
| Address | 4209 ELSON AVE, SEBRING, FL 33875-4837 |
| Document Number | 0001919263 |
|---|---|
| Date | Nov 21, 2018 |
| Instrument | 1919263 |
| Name | METROPLEX MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2048 |
Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $194,911 (+13.96%) | $201,073 (+8.58%) Land $13,125 Building $187,948 | |
| 2024 | $366.00 (+7.96%) | ||
| 2023 | $339.00 (+4.31%) Disabled Person's exemption Veteran's exemption | $171,042 (+3.77%) | $185,180 (+12.35%) Land $11,250 Building $173,930 |
| 2022 | $325.00 Disabled Person's exemption Veteran's exemption | $164,825 Land $6,750 Building $158,075 | $164,825 Land $6,750 Building $158,075 |
Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 350 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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