4209 Crescent Dr, Duluth, MN 55803 Property Records

St. Louis County property record for 4209 Crescent Dr, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,350 sqft · built 1960
Lot Size	4.87 acres (212,262 sqft)
Owner	Individual Name on Record
Last Sale	$469,000 (Jun 2023)
Tax Bill	$3,824 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`375-0080-00220`

Property Details

APN / Parcel Number

Primary APN	`375-0080-00220`
Alternative APNs	`1150001` `92876`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,350 sqft Gross Area
1st Floor Area	1,350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	212,262 sqft (4.87 acres)

Exterior Amenities

Deck Area	80 sqft
Storage Building	128 sqft
Boat House	216 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1150001
Street Address	4209 CRESCENT DR
City	DULUTH
State	MN
Zip	55803-9253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SMU
Legal Description	LOTS 22 AND 23 SERIAL #
Legal Subdivision	SCHULTZ LAKE SUMMER HOME TRACT
Legal Lot Number	22-23
Jurisdiction	ST LOUIS MN
Township / Civil Division	GNESEN
Census Block Group	2
Census Block	2009
Census Tract	10601

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2003 ITASCA AVE, SAINT PAUL, MN 55116-2518
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED BANK NA
Sep 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR SVGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2023 · Amount on Record
Deed Sale	Jun 15, 2023 · Amount on Record
Deed Document Number	20231069216
Prior Transfer Date	Nov 1, 2021
Prior Transfer Doc	0001048962
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 15, 2023
Property Address	4209 CRESCENT DR, DULUTH, MN 55803-9253
Document Number	0001069216
Instrument Date	Jun 9, 2023
Instrument	1069216
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,547.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2003 ITASCA AVE, SAINT PAUL, MN 55116-2518

Mortgage

Document Number	0001069217
Date	Jun 15, 2023
Instrument	1069217

Lender

Name	ASSOCIATED BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jul 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	1-Year T-Bill
Max Rate	10.7%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4209 CRESCENT DR, DULUTH, MN 55803-9253
Document Number	00T1029085
Instrument Date	Sep 8, 2020
Transaction Type	Mortgage
Record Updated	Oct 15, 2020
Title Company	NORTH SHORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4209 CRESCENT DR DULUTH MN 558039253, DULUTH, MN 55803-9253

Mortgage

Document Number	00T1029085
Date	Sep 16, 2020
Instrument	T1029085

Lender

Name	SUPERIOR SVGS
Type	Federal Savings Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 15, 2040

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Gnesen Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,824.00 (+7.66%)
2025	$3,552.00 (+3.62%)	$382,400 (+12.64%) Land $220,900 Building $161,500	$382,400 (+12.64%) Land $220,900 Building $161,500
2024	$3,428.00 (-5.88%)	$339,500 (+5.01%) Land $251,200 Building $88,300	$339,500 (+5.01%) Land $251,200 Building $88,300
2023	$3,642.00 Homeowner's exemption
2022		$323,300 (+18.08%) Land $239,000 Building $84,300	$323,300 (+18.08%) Land $239,000 Building $84,300
2021		$273,800 Land $200,800 Building $73,000	$273,800 Land $200,800 Building $73,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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