4208 W Thomas St, Chicago, IL 60651 Property Records

Cook County property record for 4208 W Thomas St, Chicago, IL 60651

Property Summary

Property Type	Apartments (5+ Units)
Details	8 bd · 3 ba · 3,305 sqft · built 1925
Lot Size	0.069 acres (3,024 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Aug 2019)
Tax Bill	$5,714 (2023)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-03-403-044`

Property Details

APN / Parcel Number

Primary APN	`16-03-403-044`
Alternative APN	`16-03-403-044-0000`

Interior

Bedrooms	8 Beds
Full Baths	3 Baths
Total Rooms	17 Rooms
Units	3 Units
Stories	2 Stories
Building Area	3,305 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1927
Architectural Style	Multi-Family
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Tar & Gravel
Lot Area	3,024 sqft (0.069 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	4208 W THOMAS ST
City	CHICAGO
State	IL
Zip	60651-3511
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RS-3
Legal Description	(GIVINS) & (GILBERTS) SUB OF S5ACS OF N10ACS OF EH NW SE SEC 03-39-13
Legal Range	13E
Legal Township	39N
Legal Section	03
Legal Subdivision	GIVINS & GILBERTS
Legal Lot Number	47
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	4
Census Block	4011
Census Tract	842100

Owner

4208 W Thomas St, a residential property, is owned and occupied by an individual who bought it in August 2019.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4208 W THOMAS ST, CHICAGO, IL 60651-3511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 8, 2019	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE
Oct 20, 2017	Grant Deed, Transfer ATTORNEY ONLY
Jan 25, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2019 · Amount on File
Deed Sale	Aug 8, 2019 · Amount on File
Prior Sale	Oct 20, 2017 · Amount on File
Deed Document Number	201949274
Prior Transfer Date	Jun 14, 2006
Prior Transfer Doc	0000026036
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4208 W THOMAS ST, CHICAGO, IL 60651-3511
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4208 W THOMAS ST, CHICAGO, IL 60651-3511

Mortgage

Document Number	0009921048
Date	Apr 9, 2021
Instrument	2109921048

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	340 Months
Due	Aug 1, 2049

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 8, 2019
Property Address	4208 W THOMAS ST, CHICAGO, IL 60651-3511
Document Number	1922049274
Instrument Date	Jul 26, 2019
Instrument	22049274
Transaction Type	Transfer
Record Updated	Aug 15, 2019
Title Company	LAKESHORE TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1824 N SAWYER AVE CHICAGO IL 606476163, CHICAGO, IL 60647-6163

Mortgage

Document Number	1922049275
Date	Aug 8, 2019
Instrument	22049275

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 7, 2049

Interest

Rate Type	Fixed Rate
Rate	4.25%

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Oct 20, 2017
Property Address	4208 W THOMAS ST, CHICAGO, IL 60651-3511
Document Number	1729318033
Instrument Date	Oct 4, 2017
Instrument	29318033
Transaction Type	Transfer
Record Updated	Oct 31, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$90.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 N PULASKI RD CHICAGO IL 606513636, CHICAGO, IL 60651-3636

January 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	COOK IL
Recording Date	Jan 25, 2017
Property Address	4208 W THOMAS ST, CHICAGO, IL 60651-3511
Document Number	1702529139
Instrument Date	Jan 12, 2017
Instrument	2529139
Transaction Type	Foreclosure
Record Updated	Mar 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1270 NORTHLAND DR #200 MENDOTA HEIGHTS MN 551201176, 200, MENDOTA HEIGHTS, MN 55120-1176

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$35,000 Land $4,536 Building $30,464	$350,000 Land $45,360 Building $304,640
2023	$5,714.00 (+2.9%)
2022	$5,553.00	$26,999 Land $3,628 Building $23,371	$269,990 Land $36,280 Building $233,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4208 W Thomas St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1997–2013)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Aug 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4208 W Thomas St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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