Kane County property record for 4208 Prestwick Ct, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,284 sqft · built 1998 |
| Lot Size | 0.271 acres (11,805 sqft) |
| Owner | Trust Name on File |
| Last Sale | $455,000 (Sep 2004) |
| Tax Bill | $9,982 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-13-477-069 |
| Primary APN | 09-13-477-069 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,284 sqft Living Area |
| 1st Floor Area | 2,284 sqft |
| Basement Area | 1,592 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 11,805 sqft (0.271 acres) |
| Garage Type | Attached |
| Garage Area | 517 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 4208 PRESTWICK CT |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-8721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 299 IN RESUB OF LOT 206 OF THE ROYAL FOX |
| Legal Subdivision | ROYAL FOX |
| Legal Block | 1 |
| Legal Lot Number | 206,2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 852004 |
4208 Prestwick Ct is owner-occupied and held in a trust since September 2006.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4208 PRESTWICK CT, SAINT CHARLES, IL 60174-8721 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 7, 2004 · Amount on File |
| Deed Sale | Sep 7, 2004 · Amount on File |
| Prior Sale | Aug 20, 1998 · Amount on File |
| Deed Document Number | 2004117711 |
| Last Transfer Date | Sep 15, 2006 |
| Transfer Doc | 0000102597 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 4208 Prestwick Ct was $9,982 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,982.00 Homeowner's exemption Senior Citizen's exemption | $158,149 (+8.53%) Land $32,333 Building $125,816 | $474,637 (+8.53%) Land $97,038 Building $377,599 |
| 2024 | $145,719 Land $29,792 Building $115,927 | $437,332 Land $89,412 Building $347,920 | |
| 2022 | $8,966.00 (+4.35%) Homeowner's exemption | $121,767 (+4.91%) Land $28,037 Building $93,730 | $365,301 (+4.91%) Land $84,111 Building $281,190 |
| 2021 | $8,592.00 Homeowner's exemption | $116,068 Land $26,725 Building $89,343 | $348,204 Land $80,175 Building $268,029 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4208 Prestwick Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4208 Prestwick Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T DSL | 100 / 20 |
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