Manitowoc County property record for 4208 Clover St, Two Rivers, WI 54241
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $118,500 (May 2015) |
| Tax Bill | $2,930 (2025) |
| Deeds & Mortgages | Nov 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-505-003-013.00 |
| Primary APN | 18-505-003-013.00 |
|---|---|
| Alternative APN |
|
| Lot Area | 17,860 sqft (0.41 acres) |
|---|
| Street Address | 4208 CLOVER ST |
|---|---|
| City | TWO RIVERS |
| State | WI |
| Zip | 54241-1244 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 2938-179 CARRON & GOETZS CEDAR HEIGHTS SUBD LOT 13 & S1/2 LOT 14 BLK 3 |
| Legal Range | 24E |
| Legal Township | 20N |
| Legal Section | 26 |
| Legal Subdivision | GOETZS CEDAR HEIGHTS SUB |
| Legal Block | 3 |
| Legal Lot Number | 13,14 |
| Jurisdiction | MANITOWOC WI |
| Township / Civil Division | TWO RIVERS |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 5200 |
4208 Clover St is owned and occupied by two individuals who bought it in May 2015.
Source: Manitowoc County records, as of June 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4208 CLOVER ST, TWO RIVERS, WI 54241-1244 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2015 · Amount on File |
| Deed Sale | May 4, 2015 · Amount on File |
| Prior Sale | Nov 1, 2010 · Amount on File |
| Deed Document Number | 20151155198 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Property Address | 4208 CLOVER ST, TWO RIVERS, WI 54241-1244 |
| Document Number | 0001188915 |
| Book / Page | 003122 / 000581 |
| Instrument Date | Nov 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4208 CLOVER ST TWO RIVERS WI 542411244, TWO RIVERS, WI 54241-1244 |
| Document Number | 0001188915 |
|---|---|
| Date | Dec 6, 2017 |
| Book Page | 003122/000581 |
| Instrument | 1188915 |
| Name | SHIPBUILDERS CU |
|---|---|
| Type | Credit Union |
| Address | MANITOWOC, WI 54220 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 5, 2027 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 4208 Clover St was $2,930 with exemptions applied.
Source: Manitowoc County assessment roll, as of June 12, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Manitowoc County |
| County Subdivision | Two Rivers Town |
| Unified School District | Two Rivers School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,930.00 Homeowner's exemption | $231,100 Land $23,000 Building $208,100 | $298,972 Land $29,755 Building $269,217 |
| 2023 | $2,368.00 (+11.49%) Homeowner's exemption | $231,100 (+53.86%) Land $23,000 Building $208,100 | $230,653 (+18.12%) Land $22,956 Building $207,697 |
| 2022 | $2,124.00 Homeowner's exemption | $150,200 Land $23,000 Building $127,200 | $195,271 Land $29,902 Building $165,369 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4208 Clover St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective February 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Mar 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4208 Clover St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TWO RIVERS WATERWORKS serves 11,270 people · EPA ID WI4360436 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 13 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
May also be available: Frontier.
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