42074 Starlight Dr, Leonardtown, MD 20650 Property Records

St. Mary's County property record for 42074 Starlight Dr, Leonardtown, MD 20650

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,988 sqft · built 2004
Lot Size	1.26 acres (54,886 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Oct 2019)
Tax Bill	$4,246 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-070719`

Property Details

APN / Parcel Number

Primary APN	`03-070719`
Alternative APN	`070719`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,988 sqft Total Area
Basement Area	994 sqft
Finished Basement	994 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	54,886 sqft (1.26 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	138 sqft
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	070719
Street Address	42074 STARLIGHT DR
City	LEONARDTOWN
State	MD
Zip	20650-3651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	LOT 84 PHASE 3 KINGSTON SUBD
Legal Subdivision	KINGSTON SUB
Legal Phase	3
Legal Lot Number	84
Jurisdiction	ST MARY'S MD
Township / Civil Division	3, LEONARDTOWN
Census Block Group	1
Census Block	1014
Census Tract	875400

Owner

42074 Starlight Dr is owned and occupied by two individuals who acquired it in October 2021.

Source: St. Mary's County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	42074 STARLIGHT DR, LEONARDTOWN, MD 20650-3651
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY CAPITAL MORTGAGE CORP
Dec 3, 2021	Intrafamily Transfer, Transfer
Oct 4, 2019	Deed, Transfer · VA Mortgage BAY CAPITAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2019 · Amount on File
Deed Sale	Oct 4, 2019 · Amount on File
Prior Sale	Apr 19, 2004 · Amount on File
Deed Book / Page	5176 / 218
Last Transfer Date	Oct 27, 2021
Transfer Doc	0060040486
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	42074 STARLIGHT DR, LEONARDTOWN, MD 20650-3651
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	BLUE CRAB TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42074 STARLIGHT DR, LEONARDTOWN, MD 20650-3651

Mortgage

Document Number	0055780001
Date	Dec 16, 2020
Book Page	5578/1

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company
Address	ANNAPOLIS, MD 21401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST MARY'S MD
Recording Date	Dec 3, 2021
Property Address	42074 STARLIGHT DR, LEONARDTOWN, MD 20650-3651
Document Number	0060040486
Book / Page	6004 / 486
Map Reference	MB EWA 55 PL 48
Instrument Date	Oct 27, 2021
Transaction Type	Transfer
Record Updated	Dec 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	42074 STARLIGHT DR, LEONARDTOWN, MD 20650-3651

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Oct 4, 2019
Property Address	42074 STARLIGHT DR, LEONARDTOWN, MD 20650-3651
Document Number	0051760218
Book / Page	5176 / 218
Map Reference	MB EWA 55 PL 48
Instrument Date	Sep 30, 2019
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	BUYER S TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	42074 STARLIGHT DR, LEONARDTOWN, MD 20650-3651

Mortgage

Document Number	5176223
Date	Oct 4, 2019
Instrument	5176/223

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 42074 Starlight Dr was $4,246 with a homeowner's exemption.

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$464,867 (+3.6%)	$497,200 (+10.81%) Land $131,300 Building $365,900
2025	$4,246.00 Homeowner's exemption	$448,700 Land $131,300 Building $317,400	$448,700 Land $131,300 Building $317,400
2023	$3,767.00	$381,367	$448,700 Land $131,300 Building $317,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42074 Starlight Dr in Zone X, an area of minimal flood risk, though there have been 40 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	40 (1985–2024)
Claims Outside the SFHA	20 of 40
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 42074 Starlight Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 80% of Maryland
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILDERNESS RUN serves 511 people · EPA ID MD0180036
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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