4207 Willow Oak Dr, Gainesville, GA 30506 Property Records

Hall County property record for 4207 Willow Oak Dr, Gainesville, GA 30506

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,565 sqft · built 2006
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Dec 2020)
Tax Bill	$5,312 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-102-000-044`

Property Details

APN / Parcel Number

Primary APN	`10-102-000-044`
Alternative APN	`31104`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,565 sqft Heated Area
1st Floor Area	1,937 sqft
Upper Floors Area	969 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Rustic
Exterior Material	Siding
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	27,007 sqft (0.62 acres)
Garage Area	660 sqft
Porch	Slab
Porch Area	21 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	31104
Street Address	4207 WILLOW OAK DR
City	GAINESVILLE
State	GA
Zip	30506-4309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	CHEROKEE FRST LT 91 PH 1
Legal Subdivision	CHEROKEE FORREST
Legal Phase	1
Legal Lot Number	91
Jurisdiction	HALL GA
Township / Civil Division	MURRAYVILLE
Census Block Group	1
Census Block	1011
Census Tract	303

Owner

4207 Willow Oak Dr is owned and occupied by two individuals who bought it in December 2020.

Source: Hall County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4207 WILLOW OAK DR, GAINESVILLE, GA 30506-4309
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2020 · Amount on File
Deed Sale	Dec 29, 2020 · Amount on File
Prior Sale	Apr 16, 2007 · Amount on File
Deed Document Number	202010700
Deed Book / Page	8688 / 577
Record Updated	Oct 29, 2026

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HALL GA
Recording Date	Dec 30, 2020
Property Address	4207 WILLOW OAK DR, GAINESVILLE, GA 30506-4309
Document Number	0086880577
Book / Page	008688 / 000577
Instrument Date	Dec 29, 2020
Transaction Type	Transfer
Record Updated	Jan 22, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4207 WILLOW OAK DR GAINESVILLE GA 305064309, GAINESVILLE, GA 30506-4309

Mortgage

Document Number	86880578
Date	Dec 30, 2020
Book Page	008688/000578

Lender

Name	FIRST CMNTY MTG INC
Address	MURFREESBORO, TN 37129

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 29, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 4207 Willow Oak Dr was $5,312 with a homeowner's exemption, up 2.8% from the year before.

Source: Hall County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Hall County
Unified School District	Hall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,312.00 (+2.85%) Homeowner's exemption	$276,240 (+1.02%) Land $51,440 Building $224,800	$690,600 (+1.02%) Land $128,600 Building $562,000
2025	$5,165.00 Homeowner's exemption	$273,440 Land $51,440 Building $222,000	$683,600 Land $128,600 Building $555,000
2023	$5,508.00 (+13.4%) Homeowner's exemption	$213,160 (+19.3%) Land $21,640 Building $191,520	$532,900 (+19.3%) Land $54,100 Building $478,800
2022	$4,857.00	$178,680 Land $21,640 Building $157,040	$446,700 Land $54,100 Building $392,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4207 Willow Oak Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4207 Willow Oak Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAINESVILLE serves 140,000 people · EPA ID GA1390001
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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