4207 Willow Ave, Lorain, OH 44055 Property Records

Lorain County property record for 4207 Willow Ave, Lorain, OH 44055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1955
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Oct 2025)
Tax Bill	$1,081 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Sep 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-00-079-118-004`

Property Details

APN / Parcel Number

Primary APN	`03-00-079-118-004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	102 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	20 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	4207 WILLOW AVE
City	LORAIN
State	OH
Zip	44055-3818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMEWOOD 3 55.00 X 115.00
Legal Subdivision	HOMEWOOD 3
Legal Block	118
Legal Lot Number	736
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1026
Census Tract	97500

Owner

Source: Lorain County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4207 WILLOW AVE, LORAIN, OH 44055-3818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 12, 2023	Deed of Trust, Mortgage · Commercial Mortgage LOAN FUNDER LLC
Feb 7, 2023	Warranty Deed, Transfer MILLER HOME TITLE
Sep 3, 2021	Sheriff's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2025 · Amount on Record
Deed Sale	Oct 6, 2025 · Amount on Record
Prior Sale	Feb 7, 2023 · Amount on Record
Deed Document Number	202570405
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 6, 2025
Property Address	4207 WILLOW AVE, LORAIN, OH 44055-3818
Document Number	0000070405
Map Reference	VOL 18 PG 32&33
Instrument Date	Oct 3, 2025
Instrument	2025-0070405
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4207 WILLOW AVE, LORAIN, OH 44055-3818

Mortgage

Document Number	0000070406
Date	Oct 6, 2025
Instrument	2025-0070406

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	4207 WILLOW AVE, LORAIN, OH 44055-3818
Transaction Type	Mortgage
Record Updated	Sep 22, 2023
Title Company	AMERICAN PATRIOT TITLE AGENCY, AMERICAN PATRIOT TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000928883
Date	Sep 12, 2023
Instrument	2023-0928883

Lender

Name	LOAN FUNDER LLC
Type	Mortgage Company
Address	58114

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Feb 7, 2023
Property Address	4207 WILLOW AVE, LORAIN, OH 44055-3818
Document Number	0000905925
Map Reference	VOL 18 PG 32&33
Instrument Date	Dec 28, 2022
Instrument	2023-0905925
Transaction Type	Transfer
Record Updated	Feb 16, 2023
Title Company	MILLER HOME TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 CROOK ST, GRAFTON, OH 44044-9603

September 2021: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 3, 2021
Property Address	4207 WILLOW AVE, LORAIN, OH 44055-3818
Document Number	20210837697
Map Reference	VOL 18 PG 32&33
Instrument Date	Aug 27, 2021
Instrument	2021-0837697
Transaction Type	Foreclosure
Record Updated	Sep 13, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,081.00 (-4.93%)	$26,930 (+0.01%) Land $9,470 Building $17,460	$76,930 (-) Land $27,050 Building $49,880
2024	$1,137.00 (+26.33%)	$26,926 (+58.03%) Land $9,468 Building $17,458	$76,930 (+58.03%) Land $27,050 Building $49,880
2023	$900.00 (+0.9%)	$17,038 (-0.01%) Land $5,670 Building $11,368	$48,680 (-) Land $16,200 Building $32,480
2022	$892.00	$17,040 Land $5,670 Building $11,370
2021			$48,680 Land $16,200 Building $32,480

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline.

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