4207 Three Oaks Dr, Fort Wayne, IN 46809 Property Records

Allen County property record for 4207 Three Oaks Dr, Fort Wayne, IN 46809

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,324 sqft · built 2008
Lot Size	0.228 acres (9,932 sqft)
Owner	Individual Name on File
Last Sale	$239,400 (Jun 2024)
Tax Bill	$1,665 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-12-20-410-009.000-068`

Property Details

APN / Parcel Number

Primary APN	`02-12-20-410-009.000-068`
Alternative APN	`3053650094`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,324 sqft Living Area
Gross Area	2,795 sqft
1st Floor Area	1,162 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,932 sqft (0.228 acres)
Lot Dimensions	130 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	471 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4207 THREE OAKS DR
City	FORT WAYNE
State	IN
Zip	46809-9533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KNOLLS OF ARDMORE SEC III LOT 94
Legal Subdivision	KNOLLS OF ARDMORE
Legal Lot Number	94
Jurisdiction	ALLEN IN
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2016
Census Tract	11502

Owner

4207 Three Oaks Dr is owned and occupied by an individual who bought it in June 2024.

Source: Allen County records, as of June 10, 2026

Owner of Record	Individual Name on File
Mailing Address	4207 THREE OAKS DR, FORT WAYNE, IN 46809-9533
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 24, 2022	Deed of Trust, Mortgage · Line of Credit LAKE CITY BANK
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKE CITY BANK
Apr 9, 2020	Warranty Deed, Transfer · Conventional Mortgage LAKE CITY BANK
Dec 5, 2017	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2024 · Amount on File
Deed Sale	Jun 10, 2024 · Amount on File
Prior Sale	Apr 9, 2020 · Amount on File
Deed Document Number	202429812
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Recording Date	May 28, 2026
Property Address	4207 THREE OAKS DR, FORT WAYNE, IN 46809-9533
Document Number	0000022323
Instrument Date	May 22, 2026
Instrument	202622323
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4207 THREE OAKS DR, FORT WAYNE, IN 46809-9533

Mortgage

Document Number	0000022323,
Date	May 28, 2026
Instrument	202622323

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.58%
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	4207 THREE OAKS DR, FORT WAYNE, IN 46809-9533
Transaction Type	Mortgage
Record Updated	Jun 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4207 THREE OAKS DR, FORT WAYNE, IN 46809-9533

Mortgage

Document Number	2022028278
Date	May 24, 2022
Instrument	2022028278

Lender

Name	LAKE CITY BANK
Type	Bank
Address	WARSAW, IN 46580

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 19, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	4207 THREE OAKS DR, FORT WAYNE, IN 46809-9533
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021060353
Date	Sep 9, 2021
Instrument	2021060353

Lender

Name	LAKE CITY BANK
Type	Bank
Address	WARSAW, IN 46580

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Apr 9, 2020
Property Address	4207 THREE OAKS DR, FORT WAYNE, IN 46809-9533
Document Number	2020019733
Instrument Date	Apr 7, 2020
Instrument	2020019733
Transaction Type	Transfer
Record Updated	Jul 16, 2021
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4207 THREE OAKS DR, FORT WAYNE, IN 46809-9533

Mortgage

Document Number	2020019734
Date	Apr 9, 2020
Instrument	2020019734

Lender

Name	LAKE CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Dec 5, 2017
Property Address	4207 THREE OAKS DR, FORT WAYNE, IN 46809-9533
Document Number	2017063359
Map Reference	CAB B PG148
Instrument Date	Nov 28, 2017
Instrument	2017063359
Transaction Type	Transfer
Record Updated	Jul 16, 2021
Title Company	TRADEMARK TITLE INC, TRADEMARK TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4207 THREE OAHLS DR, FORT WAYNE, IN 46809

Mortgage

Document Number	2017063360
Date	Dec 5, 2017
Instrument	2017063360

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4207 Three Oaks Dr was $1,665 with a homeowner's exemption, up 17.7% from the year before.

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Wayne Township
Unified School District	Fort Wayne Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,665.00 (+17.67%)	$212,400 (+16.07%) Land $39,800 Building $172,600	$212,400 (+16.07%) Land $39,800 Building $172,600
2024	$1,415.00 (+2.91%)	$183,000 (+8.67%) Land $17,000 Building $166,000	$183,000 (+8.67%) Land $17,000 Building $166,000
2023	$1,375.00 (+40.59%)	$168,400 (+17.27%) Land $17,000 Building $151,400	$168,400 (+17.27%) Land $17,000 Building $151,400
2022	$978.00	$143,600 Land $17,000 Building $126,600	$143,600 Land $17,000 Building $126,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4207 Three Oaks Dr in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	17 (1978–2016)
Claims Outside the SFHA	2 of 17
Most Recent Claim	May 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4207 Three Oaks Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

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