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  5. SW Utterback St

4207 SW Utterback St, Port Saint Lucie, FL 34953 Property Records

St. Lucie County property record for 4207 SW Utterback St, Port Saint Lucie, FL 34953

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,552 sqft · built 2021
Lot Size0.23 acres (10,000 sqft)
Owner2 Individual Names on File
Last Sale$231,000 (Apr 2021)
Tax Bill$6,666 (2024)
Deeds & MortgagesApr 2021 Sale & Mortgage
Jun 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN3420-660-1754-000-4

Property Details

APN / Parcel Number

Primary APN3420-660-1754-000-4
Alternative APN
  • 86728

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,552 sqft Living Area
Gross Area1,974 sqft
1st Floor Area1,552 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete Block
Roof TypeHip
Roof MaterialOther
Lot Area10,000 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeAttached
Garage Area410 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number86728
Street Address4207 SW UTTERBACK ST
CityPORT SAINT LUCIE
StateFL
Zip34953-6855
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-2 PSL
Legal DescriptionPORT ST LUCIE-SECTION 33- BLK 2248 LOT 2 (MAP 43/25S)
Legal Range39E
Legal Township37S
Legal Section25
Legal SubdivisionPORT ST LUCIE SECTION 33
Legal Block2248
Legal Lot Number2
JurisdictionST LUCIE FL
Township / Civil DivisionPORT ST. LUCIE
Census Block Group1
Census Block1000
Census Tract382116

Owner

4207 SW Utterback St is owned and occupied by two individuals who bought it in April 2021.

Source: St. Lucie County records, as of December 8, 2025

Owner of Record2 Individual Names on File
Mailing Address4207 SW UTTERBACK ST, PORT SAINT LUCIE, FL 34953-6855
OccupancyOwner Occupied
Owner TypeIndividual
VestingRight of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 5, 2021Warranty Deed, Subdivision Related Transfer · FHA Mortgage
SHELTER MORTGAGE COMPANY LLC
Jun 4, 2020Loan Modification, Mortgage
FIFTH THIRD BK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 5, 2021 · Amount on File
Deed SaleApr 5, 2021 · Amount on File
Deed Document Number20214842298
Deed Book / Page4584 / 1963
Record UpdatedSep 20, 2026

April 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST LUCIE FL
Recording DateApr 5, 2021
Property Address4207 SW UTTERBACK ST, PORT SAINT LUCIE, FL 34953-6855
Document Number0045841963
Book / Page4584 / 1963
Map ReferenceMB 15 PG 1,1A-1V
Instrument DateMar 31, 2021
Instrument4842298
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 17, 2023
Title CompanyHB TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,617.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2293 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4207 SW UTTERBACK ST, PORT ST LUCIE, FL 34953-6855

Mortgage

Document Number0045841965
DateApr 5, 2021
Book Page4584/1965
Instrument4842299
Lender
NameSHELTER MORTGAGE COMPANY LLC
TypeMortgage Company
AddressMILWAUKEE, WI 53209
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2051

June 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST LUCIE FL
Property Address4207 SW UTTERBACK ST, PORT SAINT LUCIE, FL 34953-6855
Document Number0044290855
Instrument DateJun 4, 2020
Transaction TypeMortgage
Record UpdatedJul 28, 2020
Title CompanyHB TITLE INC

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2293 W EAU GALLIE BLVD MELBOURNE FL 329353184, MELBOURNE, FL 32935-3184

Mortgage

Document Number0044290855
DateJun 5, 2020
Book Page004429/000855
Instrument4715630
Lender
NameFIFTH THIRD BK NA
Address199 E MONTGOMERY AVE, ROCKVILLE, MD 20850-2381
Agreement
AmountAmount on Record

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySt. Lucie County
MunicipalityPort St. Lucie City
Unified School DistrictSt. Lucie County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$322,040$330,900 Land $138,000 Building $192,900
2024$6,666.00 (+1.9%)
2023$6,542.00 (+3.12%) Additional exemption filed$308,800 (+4.68%) Land $105,000 Building $203,800$308,800 (+4.68%) Land $105,000 Building $203,800
2022$6,344.00 Homeowner's exemption$295,000 Land $105,000 Building $190,000$295,000 Land $105,000 Building $190,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4207 SW Utterback St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 25 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4207 SW Utterback St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPORT ST LUCIE UTILITIES
serves 224,485 people · EPA ID FL4560954
Water SourceGroundwater
Last State InspectionJul 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting30
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

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