4207 Stonegate Dr, Oshkosh, WI 54904 Property Records

Winnebago County property record for 4207 Stonegate Dr, Oshkosh, WI 54904

Property Summary

Property Type	Single Family Home
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$511,000 (Mar 2023)
Tax Bill	$6,853 (2024)
Deeds & Mortgages	Apr 2026 Line of Credit May 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`002-3724`

Property Details

APN / Parcel Number

Primary APN	`002-3724`
Alternative APN	`10390`

Exterior

Lot Area	16,117 sqft (0.37 acres)

Location & Zoning

Street Address	4207 STONEGATE DR
City	OSHKOSH
State	WI
Zip	54904-7155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	FOURTH ADDITION TO BELLHAVEN LOT 123 .37 A.
Legal Range	16E
Legal Township	18N
Legal Section	07
Legal Subdivision	FOURTH ADDITION TO BELLHAVEN
Legal Lot Number	123
Jurisdiction	WINNEBAGO WI
Township / Civil Division	ALGOMA
Census Block Group	3
Census Block	3003
Census Tract	1804

Owner

Source: Winnebago County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4207 STONEGATE DR, OSHKOSH, WI 54904-7155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT
May 4, 2022	Deed of Trust, Mortgage · Line of Credit NICOLET NATIONAL BANK
Mar 3, 2023	Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED BANK NA
Mar 11, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2023 · Amount on Record
Deed Sale	Mar 3, 2023 · Amount on Record
Prior Sale	Mar 11, 2022 · Amount on Record
Deed Document Number	20231899971
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO WI
Recording Date	Apr 22, 2026
Property Address	4207 STONEGATE DR, OSHKOSH, WI 54904-7155
Document Number	0001965648
Instrument Date	Apr 17, 2026
Instrument	20261965648
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4207 STONEGATE DR, OSHKOSH, WI 54904-7155

Mortgage

Document Number	0001965648,
Date	Apr 22, 2026
Instrument	20261965648

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 17, 2041

Interest

Rate	5.54%
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO WI
Property Address	4207 STONEGATE DR, OSHKOSH, WI 54904-7155
Transaction Type	Mortgage
Record Updated	May 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001881682
Date	May 4, 2022
Instrument	1881682

Lender

Name	NICOLET NATIONAL BANK
Type	Bank
Address	APPLETON, WI 54913

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO WI
Recording Date	Mar 3, 2023
Property Address	4207 STONEGATE DR, OSHKOSH, WI 54904-7155
Document Number	0001899971
Instrument Date	Mar 3, 2023
Instrument	1899971
Transaction Type	Transfer
Record Updated	May 6, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,533.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4207 STONEGATE DR, OSHKOSH, WI 54904-7155

Mortgage

Document Number	0001899972
Date	Mar 3, 2023
Instrument	1899972

Lender

Name	ASSOCIATED BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Apr 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.6%
Index	1-Year T-Bill
Max Rate	10.6%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO WI
Recording Date	Mar 11, 2022
Property Address	4207 STONEGATE DR, OSHKOSH, WI 54904-7155
Document Number	0001877570
Instrument Date	Mar 11, 2022
Instrument	1877570
Transaction Type	Transfer
Record Updated	May 6, 2024

Transaction

Amount	Amount Recorded
Tax	$255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 HARON CT, OMRO, WI 54963

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Winnebago County
County Subdivision	Algoma Town
Unified School District	Oshkosh Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$509,900 (-) Land $80,600 Building $429,300
2024	$6,853.00 (-4.58%)	$509,900 (+40.66%) Land $80,600 Building $429,300
2023	$7,182.00 (+386.26%) Homeowner's exemption	$362,500 (+492.32%) Land $61,200 Building $301,300	$478,144 Land $80,724 Building $397,420
2022	$1,477.00	$61,200 Land $61,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGOMA TN SANITARY DIST 1 serves 3,935 people · EPA ID WI4711611
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Bertram Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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