4207 Ridge Crest Rd, Hurlock, MD 21643 Property Records

Dorchester County property record for 4207 Ridge Crest Rd, Hurlock, MD 21643

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,624 sqft · built 2000
Lot Size	1.05 acres (46,000 sqft)
Owner	2 Individual Names on File
Last Sale	$219,900 (Jun 2008)
Tax Bill	$2,379 (2026)
Deeds & Mortgages	Nov 2019 Loan Modification Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-022426`

Property Details

APN / Parcel Number

Primary APN	`15-022426`
Alternative APN	`022426`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,624 sqft Total Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Mobile Home
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	46,000 sqft (1.05 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	424 sqft
Deck Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	022426
Street Address	4207 RIDGE CREST RD
City	HURLOCK
State	MD
Zip	21643-3285
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RR
Legal Description	LOT 12 - 46,000 SQFT W/S MD RT 16 E/S OF RIDGE CREST RD
Legal Subdivision	CABIN CRK RDG
Legal Lot Number	12
Jurisdiction	DORCHESTER MD
Township / Civil Division	15, HURLOCK
Census Block Group	2
Census Block	2038
Census Tract	970200

Owner

4207 Ridge Crest Rd, a mobile home, is owned and occupied by two individuals who bought it in June 2008.

Source: Dorchester County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4207 RIDGE CREST RD, HURLOCK, MD 21643-3285
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2019	Loan Modification, Mortgage · FHA Mortgage BRANCH BK&TR
Sep 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2008 · Amount on File
Deed Sale	Jun 25, 2008 · Amount on File
Prior Sale	Apr 29, 2003 · Amount on File
Deed Document Number	200871323
Deed Book / Page	873 / 400
Record Updated	Oct 29, 2026

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DORCHESTER MD
Property Address	4207 RIDGE CREST RD, HURLOCK, MD 21643-3285
Document Number	0015470156
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4207 RIDGE CREST RD HURLOCK MD 216433285, HURLOCK, MD 21643-3285

Mortgage

Document Number	0015470156
Date	Nov 7, 2019
Book Page	001547/000156

Lender

Name	BRANCH BK&TR
Type	Bank
Address	GREENVILLE, SC 29607

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 6, 2049

Interest

Rate Type	Fixed Rate
Rate	4.25%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	4207 RIDGE CREST RD, HURLOCK, MD 21643-3285
Document Number	0015460327
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Nov 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4207 RIDGE CREST RD HURLOCK MD 216433285, HURLOCK, MD 21643-3285

Mortgage

Document Number	0015460327
Date	Nov 5, 2019
Book Page	001546/000327

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 4, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 4207 Ridge Crest Rd was $2,379, up 8% from the year before.

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,379.00 (+7.99%)	$203,100	$218,500 Land $45,200 Building $173,300
2025	$2,203.00
2023	$1,892.00	$164,767	$172,300 Land $45,200 Building $127,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4207 Ridge Crest Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4207 Ridge Crest Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 73% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Bay Country Communications Cable	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Crest Rd

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