4207 E Karen Dr, Phoenix, AZ 85032 Property Records

Maricopa County property record for 4207 E Karen Dr, Phoenix, AZ 85032

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,942 sqft · built 1988
Lot Size0.177 acres (7,722 sqft)
OwnerCompany Name on Record
Last Sale$355,000 (Mar 2008)
Tax Bill$2,729 (2025)
Deeds & MortgagesApr 2021 Line of Credit
Jul 2021 Line of Credit
+ 4 more
Flood ZoneZone X (moderate risk)
APN215-71-278

Property Details

APN / Parcel Number

Primary APN215-71-278

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,942 sqft Living Area
1st Floor Area1,942 sqft

Exterior

Year BuiltBuilt 1988
Exterior MaterialStucco
Construction TypeConcrete Block
Roof MaterialAsphalt
Lot Area7,722 sqft (0.177 acres)
Parking Spaces2 Parking Spaces
Pool TypePool Type
Pool Area404 sqft
Patio Area237 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address4207 E KAREN DR
CityPHOENIX
StateAZ
Zip85032-8110
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal DescriptionROYAL ESTATES EAST UNIT 4 MCR 274-40
Legal Range04E
Legal Township03N
Legal Section07
Legal QuarterNW
Quarter-Quarter SectionNE
Legal SubdivisionROYAL ESTATES EAST UNIT 4
Legal Lot Number30
Legal Unit4
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group1
Census Block1003
Census Tract103211

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4207 E KAREN DR, PHOENIX, AZ 85032-8110
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2021Deed of Trust, Mortgage · Line of Credit
DESERT FINANCIAL CU
Jul 1, 2021Deed of Trust, Mortgage · Line of Credit
DESERT FINANCIAL CU
Nov 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Aug 25, 2020Quit Claim Deed, Transfer
EMPIRE W TITLE AGENCY
Aug 24, 2020Intrafamily Transfer, Transfer · VA Mortgage
FIRST GUARANTY MORTGAGE CORP
Nov 14, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 18, 2008 · Amount on Record
Deed SaleMar 18, 2008 · Amount on Record
Prior SaleAug 24, 2020
Deed Document Number0000238951
Last Transfer DateAug 25, 2020
Transfer Doc0000786014
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4207 E KAREN DR, PHOENIX, AZ 85032-8110
Transaction TypeMortgage
Record UpdatedMar 5, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000435370
DateApr 19, 2021
Instrument20210435370
Lender
NameDESERT FINANCIAL CU
TypeCredit Union
AddressPHOENIX, AZ 85062
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 18, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4207 E KAREN DR, PHOENIX, AZ 85032-8110
Transaction TypeMortgage
Record UpdatedMar 5, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000727009
DateJul 1, 2021
Instrument20210727009
Lender
NameDESERT FINANCIAL CU
TypeCredit Union
AddressPHOENIX, AZ 85062
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 30, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4207 E KAREN DR, PHOENIX, AZ 85032-8110
Transaction TypeMortgage
Record UpdatedMar 5, 2024
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address4207 E KAREN DR, PHOENIX, AZ 85032-8110
InvestorPossibly a Property Investor

Mortgage

Document Number0001232668
DateNov 18, 2021
Instrument20211232668
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARICOPA AZ
Recording DateAug 25, 2020
Property Address4207 E KAREN DR, PHOENIX, AZ 85032-8110
Document Number0000786014
Instrument DateJul 18, 2020
Instrument786014
Transaction TypeTransfer
Record UpdatedSep 1, 2020
Title CompanyEMPIRE W TITLE AGENCY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address4207 E KAREN DR PHOENIX AZ 850328110, PHOENIX, AZ 85032-8110

August 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateAug 24, 2020
Property Address4207 E KAREN DR, PHOENIX, AZ 85032-8110
Document Number0000779620
Map ReferenceMB 295 PG 7
Instrument DateJul 18, 2020
Instrument20200779620
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyEMPIRE WEST TITLE AGENCY LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address4207 E KAREN DR, PHOENIX, AZ 85032-8110

Mortgage

Document Number0000779621
DateAug 24, 2020
Instrument20200779621
Lender
NameFIRST GUARANTY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARICOPA AZ
Recording DateNov 14, 2017
Property Address4207 E KAREN DR, PHOENIX, AZ 85032-8110
Document Number0000843007
Instrument DateOct 20, 2017
Instrument843007
Transaction TypeTransfer
Record UpdatedNov 17, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address4207 E KAREN DR PHOENIX AZ 850328110, PHOENIX, AZ 85032-8110

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictParadise Valley Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$53,480 (-0.5%)$534,800 (-0.5%) Land $106,900 Building $427,900
2025$2,729.00 (+5.04%)
2024$53,750$537,500 Land $107,500 Building $430,000
2023$2,598.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink, Tristate Wi-Fi by Wi-Fiber.

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