4207 Des Prez Ct, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 4207 Des Prez Ct, Hernando Beach, FL 34607

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,768 sqft · built 2001
Lot Size	0.092 acres (4,013 sqft)
Owner	2 Individual Names on Record
Last Sale	$595,000 (Sep 2026)
Tax Bill	$6,798 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`R13-223-16-2330-1000-0210`

Property Details

APN / Parcel Number

Primary APN	`R13-223-16-2330-1000-0210`
Alternative APNs	`00165724` `165724`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	1,768 sqft Living Area
Gross Area	3,360 sqft
1st Floor Area	1,168 sqft
Upper Floors Area	600 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2003
Exterior Material	Siding Sheathing
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,013 sqft (0.092 acres)
Garage Type	Carport
Garage Area	900 sqft
Carport	Carport
Carport Area	900 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	212 sqft
Deck Area	35 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00165724
Street Address	4207 DES PREZ CT
City	HERNANDO BEACH
State	FL
Zip	34607-3344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HERNANDO BEACH UNIT 10 BLK 100 LOT 21 ORB 294 PG 622
Legal Range	16E
Legal Township	23S
Legal Section	13
Legal Subdivision	HERNANDO BEACH UNIT 10
Legal Block	100
Legal Lot Number	21
Jurisdiction	HERNANDO FL
Township / Civil Division	HERNANDO BEACH
Census Block Group	1
Census Block	1003
Census Tract	41501

Owner

Source: Hernando County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2628 MILFORD BERRY LN, TAMPA, FL 33618-1920
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Warranty Deed, Transfer · Conventional Mortgage AFI FINANCIAL
Oct 17, 2022	Warranty Deed, Transfer · Conventional Mortgage LOWER LLC
Dec 19, 2017	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2026 · Amount on Record
Deed Sale	Sep 23, 2026 · Amount on Record
Prior Sale	Oct 17, 2022 · Amount on Record
Deed Document Number	202663959
Deed Book / Page	4763 / 270
Prior Transfer Date	Aug 6, 2014
Prior Transfer Doc	0031190462
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 23, 2026
Property Address	4207 DES PREZ CT, HERNANDO BEACH, FL 34607-3344
Document Number	0000063959
Book / Page	4763 / 270
Instrument Date	Sep 16, 2026
Instrument	202663959
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420,665.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2628 MILFORD BERRY LN, TAMPA, FL 33618-1920
Investor	Possibly a Property Investor

Mortgage

Document Number	0000063960,
Date	Sep 23, 2026
Instrument	202663960

Lender

Name	AFI FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 17, 2022
Property Address	4207 DES PREZ CT, HERNANDO BEACH, FL 34607-3344
Document Number	0042301796
Book / Page	4230 / 1796
Map Reference	MB 7 PG 52
Instrument Date	Sep 21, 2022
Instrument	2022075876
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	REPUBLIC LAND AND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,355.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	442 OAK BROOK TER, PALM HARBOR, FL 34684-3223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4207 DES PREZ CT, HERNANDO BEACH, FL 34607-3344

Mortgage

Document Number	0042301798
Date	Oct 17, 2022
Book Page	4230/1798
Instrument	2022075877

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	4207 DES PREZ CT, HERNANDO BEACH, FL 34607-3344
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035360528
Date	Dec 19, 2017
Book Page	3536/0528
Instrument	2017071333

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,798.00 (-4.74%)	$443,813 (-5.56%) Land $104,115 Building $339,698	$443,813 (-5.56%) Land $104,115 Building $339,698
2023		$469,934 Land $113,883 Building $356,051
2022	$7,136.00		$469,934 Land $107,325 Building $362,609

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 357 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	357 in force
Nearby Flood Claims	602 (1983–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 245 claims Hurricane Idalia, Aug 2023 · 46 claims Hurricane Hermine, Sep 2016 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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