42065 Twilight Rd, Onamia, MN 56359 Property Records

Mille Lacs County property record for 42065 Twilight Rd, Onamia, MN 56359

Property Summary

Property Type	Single Family Home
Details	1,620 sqft · built 2017
Lot Size	0.495 acres (21,594 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Oct 2024)
Tax Bill	$4,138 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2021 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`09-520-0090`

Property Details

APN / Parcel Number

Primary APN	`09-520-0090`

Interior

Building Area	1,620 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	21,594 sqft (0.495 acres)
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces
Deck Area	480 sqft

Location & Zoning

Street Address	42065 TWILIGHT RD
City	ONAMIA
State	MN
Zip	56359-2101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	& LOT 16
Legal Range	27
Legal Township	42
Legal Section	04
Legal Subdivision	LAKESIDE TERRACE
Legal Lot Number	15
Jurisdiction	MILLE LACS MN
Township / Civil Division	KATHIO
Census Block Group	2
Census Block	2070
Census Tract	970200

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	42065 TWILIGHT RD, ONAMIA, MN 56359-2101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK
Apr 15, 2021	Quit Claim Deed, Transfer NOT AVAILABLE, ELITE TITLE
Nov 7, 2017	Deed of Trust, Mortgage · Construction Mortgage FRANDSEN BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2024 · Amount on Record
Deed Sale	Oct 7, 2024 · Amount on Record
Prior Sale	Jun 23, 2016 · Amount on Record
Deed Document Number	202420432
Prior Transfer Date	Jun 6, 2016
Prior Transfer Doc	T17069
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	42065 TWILIGHT RD, ONAMIA, MN 56359-2101
Transaction Type	Mortgage
Record Updated	Apr 14, 2021
Title Company	NOT AVAILABLE, ELITE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T18904
Date	Mar 22, 2021
Instrument	T18904

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLE LACS MN
Recording Date	Apr 15, 2021
Property Address	42065 TWILIGHT RD, ONAMIA, MN 56359-2101
Document Number	T18932
Instrument Date	Apr 8, 2021
Instrument	T18932
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	NOT AVAILABLE, ELITE TITLE

Transaction

Amount	Amount Recorded
Tax	$1.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	42065 TWILIGHT RD, 42065, ONAMIA, MN 56359-2101

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	42065 TWILIGHT RD, ONAMIA, MN 56359-2101

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	42065 TWILIGHT RD, ONAMIA, MN 56359-2101
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T17638
Date	Nov 7, 2017
Instrument	T17638

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 7, 2018

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Kathio Township
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,138.00 (+2.83%)	$452,400 (+3.36%) Land $154,400 Building $298,000	$452,400 (+3.36%) Land $154,400 Building $298,000
2025	$4,024.00 (-6.33%) Homeowner's exemption	$437,700 (-4.18%) Land $154,400 Building $283,300	$437,700 (-4.18%) Land $154,400 Building $283,300
2023	$4,296.00	$456,800 Land $146,700 Building $310,100	$456,800 Land $146,700 Building $310,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	1,254.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 75% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable	250 / 20

May also be available: Verizon.

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