420614 E 1040 Rd, Checotah, OK 74426 Property Records

McIntosh County property record for 420614 E 1040 Rd, Checotah, OK 74426

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,568 sqft · built 1994
Lot Size5.21 acres (226,948 sqft)
Owner2 Individual Names on Record
Last Sale$12,000 (Aug 1992)
Tax Bill$198 (2025)
Deeds & MortgagesNov 2005 Line of Credit
Oct 2011 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN460010027

Property Details

APN / Parcel Number

Primary APN460010027
Alternative APN
  • 0000-20-12N-17E-1-001-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,568 sqft Living Area
1st Floor Area1,568 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleModular
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area226,948 sqft (5.21 acres)

Exterior Amenities

PorchPorch
Porch Area400 sqft
Deck Area112 sqft
Patio Area112 sqft
Shed1 Shed
Shed Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number460010027
Street Address420614 E 1040 RD
CityCHECOTAH
StateOK
Zip74426
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionBEG NW/C NE E120' POB E540' S420' W540' N420' POB SEC 20-12-17 578/527-8 752/720 94 FLEETWOOD ID#TXFLP84AB07211GH H126865 T#7
Legal Range17E
Legal Township12N
Legal Section20
JurisdictionMCINTOSH OK
Township / Civil DivisionCHECOTAH
Census Block Group2
Census Block2063
Census Tract779602

Owner

Source: McIntosh County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 1012, CHECOTAH, OK 74426-1012
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 28, 2005Deed of Trust, Mortgage · Line of Credit
THE PEOPLES NATIONAL BANK
Oct 17, 2011Deed of Trust, Mortgage
THE PEOPLES NATIONAL BANK
Aug 22, 2006Warranty Deed, Transfer · Line of Credit
THE PEOPLES NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 24, 1992 · Amount on Record
Deed SaleAug 24, 1992 · Amount on Record
Deed Book / Page416 / 247
Record UpdatedSep 20, 2026

November 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCINTOSH OK
Property Address420614 E 1040 RD, CHECOTAH, OK 74426
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000728/506
DateNov 28, 2005
Book Page0728/506
Instrument2005-157480
Lender
NameTHE PEOPLES NATIONAL BANK
AddressCHECOTAH, OK 74426
Agreement
TypeLine of Credit
AmountAmount Recorded
Term48 Months
DueNov 22, 2009
Interest
Rate TypeAdjustable Rate
Rate9%

October 2011: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCINTOSH OK
Property Address420614 E 1040 RD, CHECOTAH, OK 74426
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000887/706
DateOct 17, 2011
Book Page0887/706
Instrument2011-200169
Lender
NameTHE PEOPLES NATIONAL BANK
AddressCHECOTAH, OK 74426
Agreement
AmountAmount Recorded
Term48 Months
DueOct 8, 2015
Interest
Rate7%

August 2006: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCINTOSH OK
Recording DateAug 22, 2006
Property Address420614 E 1040 RD, CHECOTAH, OK 74426
Document Number000752/720
Book / Page0752 / 720
Instrument DateAug 21, 2006
Instrument2006-164001
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address00000

Mortgage

Document Number2006164002
DateAug 22, 2006
Instrument2006-164002
Lender
NameTHE PEOPLES NATIONAL BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term36 Months
DueAug 21, 2009
Interest
Rate TypeAdjustable Rate
Rate9.25%

Tax Assessment & Valuation

Source: McIntosh County assessment roll, as of January 20, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyMcIntosh County
MunicipalityChecotah City
Unified School DistrictChecotah Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$198.00 (-0.5%) Homeowner's exemption$3,250 (-) Land $1,272 Building $1,978$36,234 (-5.45%) Land $12,352 Building $23,882
2024$199.00 (+13.07%) Homeowner's exemption$3,250 (+6.07%) Land $1,246 Building $2,004$38,323 (+4.49%) Land $12,352 Building $25,971
2023$176.00 Homeowner's exemption$3,064 Land $1,217 Building $1,847$36,675 Land $12,352 Building $24,323

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 15, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · lower than 63% of Oklahoma
Wildfire Likelihood0.3% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCINTOSH CO. RWD #3 (VICTOR)
serves 920 people · EPA ID OK3004903
Water SourcePurchased surface water from CHECOTAH PWA
Last State InspectionMay 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL
2,000 / 2,000
ecoLink
Fiber
1,000 / 1,000

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