4206 Wine Rd, Westminster, MD 21158 Property Records

Carroll County property record for 4206 Wine Rd, Westminster, MD 21158

Property Summary

Property Type	Rural Home
Details	2.5 ba · 3,324 sqft · built 2009
Lot Size	34.8 acres (1,517,718 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Jun 2007)
Tax Bill	$5,982 (2026)
Deeds & Mortgages	Jan 2017 Mortgage Jun 2021 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`06-003907`

Property Details

APN / Parcel Number

Primary APN	`06-003907`
Alternative APNs	`6003907` `003907`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,324 sqft Total Area
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Siding
Roof Material	Metal
Lot Area	1,517,718 sqft (34.8 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Slab
Porch Area	120 sqft
Deck Area	360 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	003907
Street Address	4206 WINE RD
City	WESTMINSTER
State	MD
Zip	21158-2427
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AGRIC
Legal Description	LT - 34.842 ACS 4206 WINE RD NR S/S DEEP RUN RD
Legal Subdivision	DEEP RUN
Jurisdiction	CARROLL MD
Township / Civil Division	6, MANCHESTER
Census Block Group	1
Census Block	1013
Census Tract	506101

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4206 WINE RD, WESTMINSTER, MD 21158-2427
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 30, 2021	Deed, Transfer · Construction Mortgage WESBANCO BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2007 · Amount on Record
Deed Sale	Jun 26, 2007 · Amount on Record
Prior Sale	Nov 5, 2004 · Amount on Record
Deed Document Number	200764695
Deed Book / Page	5276 / 741
Last Transfer Date	Sep 30, 2011
Transfer Doc	0067580341
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	4206 WINE RD, WESTMINSTER, MD 21158-2427
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0085850473
Date	Jan 18, 2017
Book Page	8585/0473
Instrument	8585-0473

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jun 30, 2021
Property Address	4206 WINE RD, WESTMINSTER, MD 21158-2427
Document Number	0103500367
Book / Page	10350 / 367
Map Reference	MB 52 PG 177-178
Instrument Date	Jun 4, 2021
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	TRUE TITLE INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0103500373
Date	Jun 30, 2021
Book Page	10350/373

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	WHEELING, WV 26003

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2036
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	8.12%
Index	1-Year CMT
Margin	3
Max Rate	8.12%

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,982.00 (+5.11%) Homeowner's exemption	$611,767 (+4.86%)	$668,500 (+14.59%) Land $156,900 Building $511,600
2025	$5,691.00 (+4.61%) Homeowner's exemption	$583,400 (+21.17%) Land $141,900 Building $441,500	$583,400 (-) Land $141,900 Building $441,500
2023	$5,440.00 Homeowner's exemption	$481,467	$583,400 Land $141,900 Building $441,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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