Okaloosa County property record for 4206 Turtle Xing, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,062 sqft · built 2001 |
| Lot Size | 0.496 acres (21,646 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $75,000 (Mar 2001) |
| Tax Bill | $6,239 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage Oct 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-594-6856-1 |
| Primary APN | C56-000-594-6856-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 4,062 sqft Heated Area |
| Gross Area | 5,639 sqft |
| 1st Floor Area | 2,244 sqft |
| Upper Floors Area | 1,818 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 21,646 sqft (0.496 acres) |
| Garage Type | Finished |
| Garage Area | 851 sqft |
| Porch | Open Porch |
| Porch Area | 726 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 4206 TURTLE XING |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-8772 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAGNOLIA PLANTATION AT B/B LOT 46 |
| Legal Range | 22 |
| Legal Township | 01S |
| Legal Section | 15 |
| Legal Subdivision | MAGNOLIA PLANTATION @ BWB |
| Legal Lot Number | 46 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 20800 |
The current owner of 4206 Turtle Xing bought it in March 2001.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 4206 TURTLE XING, NICEVILLE, FL 32578-8772 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage EGLIN FCU |
| Oct 18, 2019 | Loan Modification, Mortgage · Conventional Mortgage EGLIN FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 28, 2001 · Amount on File |
| Deed Sale | Mar 28, 2001 · Amount on File |
| Deed Document Number | 1829198 |
| Deed Book / Page | 2287 / 1431 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4206 TURTLE XING, NICEVILLE, FL 32578-8772 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0033653295 |
|---|---|
| Date | Aug 30, 2018 |
| Book Page | 3365/3295 |
| Instrument | 3229717 |
| Name | EGLIN FCU |
|---|---|
| Type | Credit Union |
| Address | FORT WALTON BEACH, FL 32547 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4206 TURTLE XING, NICEVILLE, FL 32578-8772 |
| Document Number | 0034244444 |
| Instrument Date | Oct 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4206 TURTLE XING NICEVILLE FL 325788772, NICEVILLE, FL 32578-8772 |
| Document Number | 0034244444 |
|---|---|
| Date | Oct 21, 2019 |
| Book Page | 003424/004444 |
| Instrument | 3312749 |
| Name | EGLIN FCU |
|---|---|
| Type | Credit Union |
| Address | FORT WALTON BEACH, FL 32547-2592 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 20, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
The 2025 property tax bill for 4206 Turtle Xing was $6,239 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,239.00 Homeowner's exemption | $561,011 | $868,095 Land $141,010 Building $727,085 |
| 2023 | $5,927.00 (+2.35%) Homeowner's exemption | $529,320 (+3%) | $874,182 (+6.15%) Land $130,358 Building $743,824 |
| 2022 | $5,791.00 Homeowner's exemption | $513,903 | $823,567 Land $124,151 Building $699,416 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4206 Turtle Xing in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 74 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 74 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4206 Turtle Xing is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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