4206 Scott Rd, Bluff Point (Keuka Park), NY 14478 Property Records

Yates County and Jerusalem Town property record for 4206 Scott Rd, Bluff Point, NY 14478

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,523 sqft · built 2003
Lot Size	19.7 acres (861,181 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Oct 2022)
Tax Bill	$6,233 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`572689 102.02-1-2`

Property Details

APN / Parcel Number

Primary APN	`572689 102.02-1-2`
Alternative APN	`268910200200010020000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,523 sqft Living Area
1st Floor Area	1,108 sqft
Upper Floors Area	98 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Contemporary
Exterior Material	Other
Lot Area	861,181 sqft (19.7 acres)
Garage Type	Detached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4206 SCOTT RD
City	BLUFF POINT
State	NY
Zip	14478-9784
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	03 - MULTI
Legal Block	1
Legal Lot Number	2.000
Jurisdiction	YATES NY
Township / Civil Division	JERUSALEM
Census Block Group	5
Census Block	5013
Census Tract	150400

Owner

Source: Yates County and Jerusalem Town assessment roll, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	15 PARADISE PLZ, SARASOTA, FL 34239-6905
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage · Line of Credit GENESEE REGIONAL BANK
Oct 14, 2022	Warranty Deed, Transfer · Conventional Mortgage GENESEE REGIONAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 14, 2022 · Amount on Record
Deed Sale	Oct 14, 2022 · Amount on Record
Prior Sale	Nov 22, 2002 · Amount on Record
Deed Document Number	20229907
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Property Address	4206 SCOTT RD, BLUFF POINT, NY 14478-9784
Transaction Type	Mortgage
Record Updated	Apr 15, 2026
Title Company	INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3350 THORNWOOD RD, SARASOTA, FL 34231-7476

Mortgage

Document Number	0202619830
Date	Mar 9, 2026
Instrument	2026-19830

Lender

Name	GENESEE REGIONAL BANK
Type	Bank
Address	ROCHESTER, NY 14618

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YATES NY
Recording Date	Oct 14, 2022
Property Address	4206 SCOTT RD, BLUFF POINT, NY 14478-9784
Document Number	0020229907
Map Reference	LB 474 PG 233
Instrument Date	Oct 5, 2022
Instrument	2022-9907
Transaction Type	Transfer
Record Updated	Nov 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 GLEN LAKE AVE, 131, PITMAN, NJ 08071-2425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3350 THOMWOOD ROAD, SARASOTA, FL 34231

Mortgage

Document Number	0020229908
Date	Oct 14, 2022
Instrument	2022-9908

Lender

Name	GENESEE REGIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2037

Tax Assessment & Valuation

Source: Yates County and Jerusalem Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Yates County
County Subdivision	Jerusalem Town
Unified School District	Penn Yan Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,233.00 (+127.4%)	$442,700 (+134.23%) Land $81,500 Building $361,200	$470,957 (+111.81%) Land $86,702 Building $384,255
2023		$189,000 Land $73,700 Building $115,300	$222,353 Land $86,706 Building $135,647
2020	$2,741.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile USA.

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