4206 Oldstone Forest Dr, Waxhaw, NC 28173 Property Records

Union County property record for 4206 Oldstone Forest Dr, Waxhaw, NC 28173

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,599 sqft · built 2006
Lot Size	1.18 acres (51,401 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (May 2025)
Tax Bill	$3,872 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-063-109`

Property Details

APN / Parcel Number

Primary APN	`05-063-109`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,599 sqft Living Area
1st Floor Area	2,330 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	51,401 sqft (1.18 acres)
Garage Type	Attached
Garage Area	724 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	167 sqft
Deck Area	495 sqft
Patio Area	495 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4206 OLDSTONE FOREST DR
City	WAXHAW
State	NC
Zip	28173-7255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	#41 OLDSTONE FOREST PH2 OPCH861
Legal Subdivision	OLDSTONE FOREST
Jurisdiction	UNION NC
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2019
Census Tract	21014

Owner

4206 Oldstone Forest Dr is owned and occupied by two individuals who bought it in May 2025.

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4206 OLDSTONE FOREST DR, WAXHAW, NC 28173-7255
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Deed of Trust, Mortgage · VA Mortgage ABSOLUTE HOME MORTGAGE CORP
Nov 4, 2020	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2025 · Amount on File
Deed Sale	May 22, 2025 · Amount on File
Prior Sale	Nov 4, 2020 · Amount on File
Deed Document Number	202512660
Deed Book / Page	9123 / 418
Prior Transfer Date	Jun 15, 2009
Prior Transfer Doc	5154696
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4206 OLDSTONE FOREST DR, WAXHAW, NC 28173-7255
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	SOURCEPOINT FULFILLMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000826849
Date	Oct 5, 2021
Book Page	8268/49
Instrument	47385

Lender

Name	ABSOLUTE HOME MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFIELD, NJ 07004

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 4, 2020
Property Address	4206 OLDSTONE FOREST DR, WAXHAW, NC 28173-7255
Document Number	0000787378
Book / Page	7873 / 78
Map Reference	CAB H FILE 861-863
Instrument Date	Nov 3, 2020
Instrument	45270
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	CAROLINA TITLE COMPANY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3403 MARY ELIZABETH CHURCH RD, 3403, WAXHAW, NC 28173-9271

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4206 OLDSTONE FOREST DR, WAXHAW, NC 28173-7255

Mortgage

Document Number	0000045271
Date	Nov 4, 2020
Instrument	45271

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4206 Oldstone Forest Dr was $3,872.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$851,500 (-) Land $161,500 Building $690,000	$851,500 (-) Land $161,500 Building $690,000
2025	$3,872.00	$851,500 Land $161,500 Building $690,000	$851,500 Land $161,500 Building $690,000
2023	$2,762.00	$483,600 Land $63,800 Building $419,800	$483,600 Land $63,800 Building $419,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4206 Oldstone Forest Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4206 Oldstone Forest Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Windstream DSL	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oldstone Forest Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures