4206 N Harding Ave, Chicago, IL 60618 Property Records

Cook County property record for 4206 N Harding Ave, Chicago, IL 60618

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,944 sqft · built 1977
Lot Size	0.09 acres (3,911 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Jan 1998)
Tax Bill	$17,626 (2023)
Deeds & Mortgages	Oct 2021 Mortgage May 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-14-308-029`

Property Details

APN / Parcel Number

Primary APN	`13-14-308-029`
Alternative APN	`13-14-308-029-0000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,944 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,911 sqft (0.09 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4206 N HARDING AVE
City	CHICAGO
State	IL
Zip	60618-1915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	NORTH6 FT LOT32 BLKS1-31 SW4 S14 T4 0N R13E 3P
Legal Subdivision	W B WALKERS ADD CHICAG
Legal Block	17
Legal Lot Number	33,32
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3018
Census Tract	160400

Owner

4206 N Harding Ave is owned and occupied by an individual who bought it in January 1998.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4206 N HARDING AVE, CHICAGO, IL 60618-1915
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
May 7, 2020	Warranty Deed, Transfer FIFTH THIRD BK NA
Jul 24, 2018	Warranty Deed, Transfer · Conventional Mortgage HOME PT FIN'L
Mar 14, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 1998 · Amount on File
Deed Sale	Jan 2, 1998 · Amount on File
Prior Sale	Feb 18, 1994 · Amount on File
Deed Document Number	1998788
Prior Transfer Date	Dec 29, 1997
Prior Transfer Doc	0000000788
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4206 N HARDING AVE, CHICAGO, IL 60618-1915
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029925219
Date	Oct 26, 2021
Instrument	2129925219

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Sep 1, 2036

Interest

Rate	2.37%

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 7, 2020
Property Address	4206 N HARDING AVE, CHICAGO, IL 60618-1915
Document Number	2012821209
Instrument Date	Apr 22, 2020
Instrument	12821209
Transaction Type	Transfer
Record Updated	May 28, 2020
Title Company	ALTIMA TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$698.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4206 N HARDING AVE CHICAGO IL 606181915, CHICAGO, IL 60618-1915

Mortgage

Document Number	2012821210
Date	May 7, 2020
Instrument	12821210

Lender

Name	FIFTH THIRD BK NA
Address	CINCINNATI, OH 45227

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 6, 2050

Interest

Rate	3.37%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jul 24, 2018
Property Address	4206 N HARDING AVE, CHICAGO, IL 60618-1915
Document Number	1820504073
Instrument Date	Jul 17, 2018
Instrument	20504073
Transaction Type	Transfer
Record Updated	Aug 7, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,632.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4206 N HARDLING CHICAGO IL 60618, CHICAGO, IL 60618

Mortgage

Document Number	1820504074
Date	Jul 24, 2018
Instrument	20504074

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2048

Interest

Rate	5.87%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Mar 14, 2018
Property Address	4206 N HARDING AVE, CHICAGO, IL 60618-1915
Document Number	1807329115
Instrument Date	Mar 1, 2018
Instrument	7329115
Transaction Type	Transfer
Record Updated	Mar 23, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8 S MICHIGAN AVE #1700 CHICAGO IL 606033353, 1700, CHICAGO, IL 60603-3353

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$89,000 Land $24,248 Building $64,752	$890,000 Land $242,480 Building $647,520
2023	$17,626.00 (-1.34%)
2022	$17,866.00	$86,555 Land $19,555 Building $67,000	$865,550 Land $195,550 Building $670,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4206 N Harding Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4206 N Harding Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Fiber · Cable in parts of the area	1,500 / 1,500
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Zentro.

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