4206 Main St, Anderson, IN 46013 Property Records

Madison County property record for 4206 Main St, Anderson, IN 46013

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,065 sqft · built 1938
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Apr 2022)
Tax Bill	$67 (2022)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-11-25-104-005.000-003`

Property Details

APN / Parcel Number

Primary APN	`48-11-25-104-005.000-003`
Alternative APNs	`00001136102` `183061Z`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,065 sqft Living Area
1st Floor Area	1,065 sqft
Basement Area	820 sqft
Unfinished Basement	820 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1972
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Mixed
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	297 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001136102
Street Address	4206 MAIN ST
City	ANDERSON
State	IN
Zip	46013-4726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOCK BLOCK 01 LOTS 1 & 2 (0.344AC)
Legal Subdivision	BOCK ADDITION
Legal Block	1
Legal Lot Number	1-2
Jurisdiction	MADISON IN
Township / Civil Division	ANDERSON
Census Block Group	2
Census Block	2000
Census Tract	1902

Owner

4206 Main St is owned and occupied by an individual who bought it in April 2022.

Source: Madison County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	4206 MAIN ST, ANDERSON, IN 46013-4726
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Apr 13, 2022	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2022 · Amount on File
Deed Sale	Apr 13, 2022 · Amount on File
Deed Document Number	20226624
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	4206 MAIN ST, ANDERSON, IN 46013-4726
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025R16542
Date	Dec 1, 2025
Instrument	2025R16542

Lender

Name	NEW DAY FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	Apr 13, 2022
Property Address	4206 MAIN ST, ANDERSON, IN 46013-4726
Document Number	2022R06624
Map Reference	BK 8 PG 66
Instrument Date	Mar 21, 2022
Instrument	2022R06624
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4206 MAIN ST, ANDERSON, IN 46013-4726

Mortgage

Document Number	2022R06625
Date	Apr 13, 2022
Instrument	2022R06625

Lender

Name	RUOFF MORTGAGE CO INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Mortgage

Document Number	2022R06556
Date	Apr 13, 2022
Instrument	2022R06556

Lender

Name	INDIANA MEMBERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 12, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Anderson City
County	Madison County
County Subdivision	Anderson Township
Unified School District	Anderson Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$108,800 Land $11,300 Building $97,500	$108,800 Land $11,300 Building $97,500
2023		$89,400 (+0.9%) Land $10,800 Building $78,600	$89,400 (+0.9%) Land $10,800 Building $78,600
2022	$67.00	$88,600 Land $10,000 Building $78,600	$88,600 Land $10,000 Building $78,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4206 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4206 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDERSON WATER DEPARTMENT serves 55,212 people · EPA ID IN5248002
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2024
Treatment and Procedure	Corrosion control Jan 2026
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, Verizon.

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