4206 Garnet Dr, Middletown, MD 21769 Property Records

Frederick County property record for 4206 Garnet Dr, Middletown, MD 21769

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,112 sqft · built 1980
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (Jul 2022)
Tax Bill	$3,539 (2023)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-132099`

Property Details

APN / Parcel Number

Primary APN	`03-132099`
Alternative APNs	`3132099` `132099`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,112 sqft Total Area
1st Floor Area	1,048 sqft

Exterior

Year Built	Built 1980
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	64 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	132099
Old Parcel Number	3132099
Street Address	4206 GARNET DR
City	MIDDLETOWN
State	MD
Zip	21769-7543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 15 BL X SEC 3 .35 AC 4206 GARNET DR. 4206 GARNET DRIVE
Legal Subdivision	FOUNTAINDALE SOUTH SEC SEC 03
Legal Block	X
Legal Lot Number	15
Jurisdiction	FREDERICK MD
Township / Civil Division	3, MIDDLETOWN
Census Block Group	2
Census Block	2009
Census Tract	752603

Owner

Source: Frederick County records · APN 03-132099

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4206 GARNET DR, MYERSVILLE, MD 21773
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 21, 2022 · Amount on Record
Deed Sale	Jul 21, 2022 · Amount on Record
Prior Sale	Feb 23, 2009 · Amount on Record
Deed Document Number	0016044255
Deed Book / Page	16044 / 255
Record Updated	Jun 07, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 21, 2022
Property Address	4206 GARNET DR, MIDDLETOWN, MD 21769-7543
Document Number	0160440255
Book / Page	16044 / 255
Map Reference	MB 17 FO 8
Instrument Date	Jul 01, 2022
Transaction Type	Transfer
Record Updated	Aug 02, 2022
Title Company	REGIS TITLE LLC, RGS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,162.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2801 WELLER RD, 2801, SILVER SPRING, MD 20906-3755

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	4206 GARNET DR, MIDDLETOWN, MD 21769-7543

Mortgage

Document Number	0016044263
Date	Jul 21, 2022
Instrument	16044/263

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,539.00	$294,500 Land $78,400 Building $216,100	$294,500 Land $78,400 Building $216,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Shenandoah Telecommunications Company, Verizon.

Based on FCC filings for 305 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	FOUNTAINDALE SOUTH serves 2,610 people
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2015–2017) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.