Union County property record for 4206 Forest Dr, Indian Trail, NC 28079
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,257 sqft · built 2007 |
| Lot Size | 0.937 acres (40,816 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $10,000 (Jul 2007) |
| Tax Bill | $3,359 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jan 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-300-028 |
| Primary APN | 08-300-028 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,257 sqft Living Area |
| 1st Floor Area | 3,257 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 40,816 sqft (0.937 acres) |
| Garage Type | Attached |
| Garage Area | 644 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 28 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 4206 FOREST DR |
|---|---|
| City | INDIAN TRAIL |
| State | NC |
| Zip | 28079-6707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | 4206 FOREST DR |
| Legal Subdivision | THE GARDENS ON PROVIDENCE MAPS 1 & 2 |
| Jurisdiction | UNION NC |
| Township / Civil Division | GOOSE CREEK |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 20205 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4205 FOREST DR, INDIAN TRAIL, NC 28079-6707 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jan 23, 2017 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Aug 3, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2007 · Amount on Record |
| Deed Sale | Jul 16, 2007 · Amount on Record |
| Deed Document Number | 200731850 |
| Deed Book / Page | 4624 / 345 |
| Last Transfer Date | Jan 3, 2008 |
| Transfer Doc | 0004788434 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4206 FOREST DR, INDIAN TRAIL, NC 28079-6707 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | MORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR |
| Name | Verified Name |
|---|
| Document Number | 0008373518 |
|---|---|
| Date | Jan 14, 2022 |
| Book Page | 8373/518 |
| Instrument | 1812 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4206 FOREST DR, INDIAN TRAIL, NC 28079-6707 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PREMIER TITLE & ESCROW COMPA |
| Name | Verified Name |
|---|
| Document Number | 6863188 |
|---|---|
| Date | Jan 23, 2017 |
| Book Page | 6863/188 |
| Instrument | 0001783 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4206 FOREST DR, INDIAN TRAIL, NC 28079-6707 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|
| Document Number | 6987329 |
|---|---|
| Date | Aug 3, 2017 |
| Book Page | 6987/329 |
| Instrument | 0022346 |
| Name | FIRST CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $694,400 (-) Land $65,600 Building $628,800 | $694,400 (-) Land $65,600 Building $628,800 | |
| 2025 | $3,359.00 (+17.94%) | $694,400 (+56.04%) Land $65,600 Building $628,800 | $694,400 (+56.04%) Land $65,600 Building $628,800 |
| 2023 | $2,848.00 | $445,000 Land $32,800 Building $412,200 | $445,000 Land $32,800 Building $412,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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